.application-design-showcase{gap:1.25rem;display:grid}.application-design-showcase-heading{max-width:760px}.application-design-showcase-heading h2{margin:0 0 .45rem}.application-design-showcase-heading p{color:#526078;margin:0}.application-design-preview-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(1rem,2.5vw,1.6rem);display:grid}.application-design-preview-card{background:#fff;border:1px solid #cbd2dc;border-radius:20px;align-content:start;gap:.85rem;min-width:0;padding:1rem;display:grid;box-shadow:0 12px 34px #00143614}.application-design-preview-card.is-selected{background:#fffaf6;border-color:#a64925;box-shadow:0 0 0 3px #a6492521,0 16px 38px #0014361a}.application-design-select-label{cursor:pointer;gap:.8rem;display:grid}.application-design-select-label>input{accent-color:#a64925;justify-self:end;width:22px;height:22px;margin:0}.application-design-image-frame{background:#eef1f5;border:1px solid #c9d0da;border-radius:8px;width:min(100%,330px);margin-inline:auto;display:block;overflow:hidden;box-shadow:0 8px 25px #0014361f}.application-design-image-frame img{width:100%;height:auto;display:block}.application-design-card-copy{gap:.35rem;display:grid}.application-design-card-copy h3,.application-design-card-copy p,.application-design-card-copy small{margin:0}.application-design-card-copy small,.application-design-card-copy p{color:#526078;font-weight:400;line-height:1.5}.application-design-title-row{flex-wrap:wrap;align-items:center;gap:.55rem;display:flex}.application-design-title-row strong,.application-design-title-row h3{color:#001436;font-size:1.15rem}.application-design-recommendation{color:#fff;letter-spacing:.02em;background:#001436;border-radius:999px;align-items:center;min-height:26px;padding:.25rem .6rem;font-size:.74rem;font-weight:800;display:inline-flex}.application-design-zoom{justify-content:center;width:100%}.application-design-change-note{color:#26384f;background:#fff7f1;border-left:4px solid #a64925;margin:0;padding:.9rem 1rem}.application-design-dialog{background:0 0;border:0;border-radius:20px;width:min(94vw,820px);max-height:94vh;padding:0}.application-design-dialog-panel{background:#fff;border-radius:20px;gap:1rem;max-height:92vh;padding:clamp(1rem,3vw,1.6rem);display:grid;overflow:auto;box-shadow:0 30px 90px #00000052}.application-design-dialog-header{justify-content:space-between;align-items:start;gap:1rem;display:flex}.application-design-dialog-header h2{margin:.15rem 0 0}.application-design-dialog-panel>img{background:#fff;border:1px solid #c9d0da;justify-self:center;width:min(100%,620px);height:auto;display:block;box-shadow:0 12px 36px #00143624}.application-design-dialog-panel>p{color:#526078;margin:0}.application-design-sales-section{background:#f4f6f9}.application-design-sales-section .application-design-showcase{margin-top:1.3rem}.application-letter-preview .letter-reference{color:#526078;margin-top:-.95rem;font-size:.92em}.application-letter-preview.design-modern .letter-reference{color:#a64925}.application-cv-bullet-list{gap:.65rem;margin:.75rem 0 1rem;padding:0;list-style:none;display:grid}.application-cv-bullet-list li{border-bottom:1px solid #e1e5eb;grid-template-columns:minmax(0,1fr) auto;align-items:start;gap:.75rem;padding:0 0 .65rem;display:grid}.application-cv-bullet-list li span:before{content:"• ";color:#a64925;font-weight:900}.application-cv-actions{flex-wrap:wrap;gap:.65rem;display:flex}@media (max-width:900px){.application-design-preview-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.application-design-preview-card:last-child{grid-column:1/-1;justify-self:center;width:min(100%,420px)}}@media (max-width:620px){.application-design-preview-grid{grid-template-columns:1fr}.application-design-preview-card:last-child{grid-column:auto;width:auto}.application-design-dialog-header{display:grid}.application-design-dialog-header .button{justify-self:start}.application-cv-bullet-list li{grid-template-columns:1fr}}.application-design-showcase{gap:clamp(1.35rem,3vw,2rem)}.application-design-showcase-heading p{max-width:66ch}.application-design-preview-grid{gap:clamp(1rem,2.5vw,1.5rem)}.application-design-preview-card.application-design-preview-card{transition:transform .18s var(--ease-out,ease), border-color .18s ease, box-shadow .18s ease;background:linear-gradient(150deg,#fff 0%,#fbfcff 72%,#f5f7ff 100%);border-color:#bcc7d6cc;border-radius:24px;gap:1rem;padding:clamp(1rem,2.2vw,1.25rem);position:relative;overflow:hidden;box-shadow:0 12px 34px #071a3a14}.application-design-preview-card.application-design-preview-card:before{content:"";background:linear-gradient(90deg, var(--digital,#4c5fd7), var(--copper,#b64f2c));opacity:.72;width:100%;height:4px;position:absolute;inset:0 auto auto 0}.application-design-preview-card.application-design-preview-card:hover{border-color:#4c5fd761;transform:translateY(-3px);box-shadow:0 22px 48px #071a3a24}.application-design-preview-card.application-design-preview-card.is-selected{border-color:var(--digital,#4c5fd7);background:linear-gradient(150deg,#fff 0%,#f4f6ff 100%);box-shadow:0 0 0 3px #4c5fd721,0 20px 48px #071a3a24}.application-design-select-label{gap:.9rem}.application-design-select-label>input{accent-color:var(--digital,#4c5fd7)}.application-design-image-frame{border-color:#bcc7d6db;border-radius:14px;box-shadow:0 14px 30px #071a3a21}.application-design-title-row strong,.application-design-title-row h3{color:var(--brand,#001436)}.application-design-recommendation{background:linear-gradient(135deg, var(--brand,#001436), var(--digital-dark,#3446bd))}.application-design-zoom{border-color:#4c5fd73d}.application-design-change-note{border:1px solid #25645833;border-left:4px solid var(--sage,#256458);background:linear-gradient(100deg,#f1faf6,#fbfdfd);border-radius:14px;padding:1rem 1.1rem}.application-design-dialog{border-radius:26px}.application-design-dialog::backdrop{-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#000c22b8}.application-design-dialog-panel{background:linear-gradient(155deg,#fff 0%,#f7f9ff 100%);border:1px solid #ffffff47;border-radius:26px;box-shadow:0 32px 100px #0000005c}.application-design-dialog-panel>img{border-color:#bcc7d6cc}.application-design-sales-section{background:radial-gradient(circle at 5% 12%,#4c5fd71c,#0000 22rem),radial-gradient(circle at 94% 86%,#b64f2c1f,#0000 24rem),#f5f7fc;position:relative;overflow:hidden}.application-cv-bullet-list li{border-color:#bcc7d6a8}.application-cv-bullet-list li span:before{color:var(--digital,#4c5fd7)}
main{overflow:clip}.section{padding-block:var(--space-section)}.section-tight{padding-block:clamp(3rem,5vw,4.5rem)}.section-paper{background:#f0ede6;border-block:1px solid #00143611}.section-heading{max-width:760px;margin-bottom:clamp(2rem,4vw,3.25rem)}.page-hero{border-bottom:1px solid var(--line);padding-block:clamp(4.25rem,8vw,7rem)}.page-hero>.shell,.page-hero>.content-shell{position:relative}.page-hero h1{max-width:16ch}.page-hero p{max-width:720px;font-size:clamp(1.02rem,1rem + .28vw,1.18rem)}.guide-hub-hero,.tools-hub-hero,.guide-hero,.profile-hero,.author-page-hero,.utility-hero,.ai-hero,.planner-page-hero,.content-hub-hero{background:radial-gradient(circle at 84% 15%,#b55f3a1f,#0000 24rem),linear-gradient(145deg,#fffdf9 0%,#eef2f7 100%)}.breadcrumbs{color:#596579;padding-block:1rem;font-size:.88rem}.breadcrumbs a{color:var(--brand);text-underline-offset:4px;-webkit-text-decoration:underline #0000;text-decoration:underline #0000}.breadcrumbs a:hover{text-decoration-color:currentColor}.eyebrow,.application-step-kicker{color:var(--copper-dark)}.eyebrow-light{color:#f0b79d}.button-copper,.button-orange,.application-primary-action{color:#fff;background:var(--copper)}.button-copper:hover,.button-orange:hover,.application-primary-action:hover:not(:disabled){background:var(--copper-dark)}.button-dark{background:var(--brand)}.button-dark:hover{background:var(--brand-deep)}.text-link,.prose a:not(.button),.article-body a:not(.button),.source-box a,.legal-page a:not(.button){color:var(--copper-dark);text-underline-offset:4px;text-decoration:underline;text-decoration-thickness:1px}.text-link:hover,.prose a:not(.button):hover,.article-body a:not(.button):hover,.source-box a:hover,.legal-page a:not(.button):hover{color:var(--brand);text-decoration-thickness:2px}:focus-visible{outline-color:#d7815d}.topic-link-card,.guide-card,.tool-feature,.info-card,.story-panel,.quote-panel,.model-grid article,.field-grid article,.retirement-guide-grid article,.application-info-grid article,.rule-grid article,.principle-grid article,.faq-list details,.faq-group,.source-box,.notice{border-color:var(--line);border-radius:var(--radius-md)}.topic-link-card,.guide-card,.tool-feature,.info-card,.story-panel,.model-grid article,.field-grid article,.retirement-guide-grid article,.application-info-grid article,.rule-grid article,.principle-grid article{box-shadow:var(--shadow-sm)}.topic-link-card,.guide-card,.retirement-guide-grid article{transition:border-color .18s,box-shadow .18s,transform .18s}.topic-link-card p,.guide-card p,.tool-feature p,.application-info-grid p{max-width:68ch}.prose,.article-body{font-size:1.02rem}.prose>h2,.article-section>h2{margin-top:clamp(2.8rem,6vw,4.5rem)}.prose>h2:first-child,.article-section:first-child>h2{margin-top:0}.prose li,.article-body li{margin-block:.42rem}.page-index{border:1px solid var(--line);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);background:#ffffffbd;margin-top:2rem;padding:1rem 1.1rem}.page-index-label{color:var(--brand);font-weight:850}.page-index-list{flex-wrap:wrap;gap:.35rem 1rem;margin:.6rem 0 0;padding:0;list-style:none;display:flex}.page-index-link{min-height:36px;font-size:.92rem}.content-summary{width:var(--shell);border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--surface-strong);box-shadow:var(--shadow-lg);margin:clamp(2rem,5vw,4rem) auto 0;padding:clamp(1.5rem,4vw,2.5rem)}.content-summary-heading{max-width:680px;margin-bottom:1.5rem}.content-summary-heading h2{margin-bottom:0}.content-summary-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:.85rem;display:grid}.content-summary-grid article{border:1px solid var(--line);border-radius:var(--radius-md);background:#faf8f3;grid-template-columns:auto 1fr;gap:.8rem;min-width:0;padding:1.1rem;display:grid}.content-summary-number{color:var(--copper-dark);letter-spacing:.08em;font-size:.78rem;font-weight:900}.content-summary-grid h3{margin-bottom:.4rem;font-size:1rem}.content-summary-grid p{margin-bottom:0;font-size:.9rem;line-height:1.55}.source-list{width:var(--content);border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--surface-strong);box-shadow:var(--shadow-sm);margin:0 auto;padding:clamp(1.5rem,4vw,2.5rem)}.source-list-heading{margin-bottom:1.35rem}.source-list-heading h2{margin-bottom:.7rem}.source-list ul{gap:.7rem;margin:0;padding:0;list-style:none;display:grid}.source-list li{min-width:0}.source-list a{border:1px solid var(--line);border-radius:var(--radius-sm);color:var(--text);background:#faf8f3;grid-template-columns:minmax(160px,.8fr) minmax(120px,.55fr) minmax(220px,1.25fr);align-items:start;gap:.75rem 1rem;padding:1rem;display:grid}.source-list a strong{color:var(--brand)}.source-list a span{color:var(--copper-dark);font-size:.9rem;font-weight:800}.source-list a small{color:var(--muted);font-size:.86rem;line-height:1.5}.editorial-review{width:var(--shell);border-radius:var(--radius-lg);color:#fff;background:radial-gradient(circle at 90% 10%, #b55f3a57, transparent 20rem), var(--brand);box-shadow:var(--shadow-lg);border:1px solid #ffffff24;grid-template-columns:minmax(0,1.4fr) minmax(260px,.6fr);gap:clamp(1.5rem,4vw,3rem);margin:0 auto;padding:clamp(1.5rem,4vw,2.5rem);display:grid}.editorial-review h2,.editorial-review dt,.editorial-review dd,.editorial-review a{color:#fff}.editorial-review p{color:#ffffffc7;max-width:700px}.editorial-review dl{border-radius:var(--radius-md);border:1px solid #ffffff29;gap:0;margin:0;display:grid;overflow:hidden}.editorial-review dl>div{border-bottom:1px solid #ffffff1f;gap:.2rem;padding:.9rem 1rem;display:grid}.editorial-review dl>div:last-child{border-bottom:0}.editorial-review dt{color:#ffffff9e;letter-spacing:.06em;text-transform:uppercase;font-size:.75rem;font-weight:850}.editorial-review dd{margin:0;font-weight:750}.editorial-review a{text-underline-offset:4px;text-decoration:underline}.content-trust-grid,.content-choice-grid,.content-check-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;display:grid}.split>.content-choice-grid,.split>.content-check-grid{grid-template-columns:1fr}.content-trust-grid article,.content-choice-grid article,.content-check-grid article{border:1px solid var(--line);border-radius:var(--radius-md);background:var(--surface-strong);box-shadow:var(--shadow-sm);padding:1.25rem}.content-trust-grid article>span,.content-choice-grid article>span,.content-check-grid article>span{color:var(--copper-dark);letter-spacing:.08em;text-transform:uppercase;margin-bottom:.75rem;font-size:.76rem;font-weight:900;display:inline-flex}.content-trust-grid p,.content-choice-grid p,.content-check-grid p{margin-bottom:0}.content-callout{border:1px solid #b55f3a4d;border-left:5px solid var(--copper);border-radius:var(--radius-md);background:var(--copper-soft);padding:clamp(1.25rem,3vw,2rem)}.content-callout h3{margin-bottom:.55rem}.content-callout p:last-child{margin-bottom:0}.comparison-table-wrap{border:1px solid var(--line);border-radius:var(--radius-md);background:var(--surface-strong);box-shadow:var(--shadow-sm);overflow-x:auto}.comparison-table{border-collapse:collapse;width:100%;min-width:680px}.comparison-table th,.comparison-table td{border-bottom:1px solid var(--line);text-align:left;vertical-align:top;padding:1rem}.comparison-table th{color:var(--brand);background:var(--brand-soft)}.comparison-table tr:last-child td{border-bottom:0}.article-hero{background:radial-gradient(circle at 88% 15%,#b55f3a1f,#0000 22rem),linear-gradient(145deg,#fffdf9,#edf2f8);padding-block:clamp(4rem,8vw,6.5rem)}.article-hero .article-lead{max-width:720px;font-size:1.12rem}.article-meta{flex-wrap:wrap;gap:.4rem 1rem}.article-section{padding-top:.5rem}.article-section+.article-section{border-top:1px solid var(--line);margin-top:3rem;padding-top:3rem}.faq-list details{background:var(--surface-strong);box-shadow:var(--shadow-sm);overflow:hidden}.faq-list summary{min-height:58px;padding:1rem 3rem 1rem 1.1rem}.faq-list details p{padding:0 1.1rem 1.15rem}.application-wizard{border-color:var(--line-strong);box-shadow:var(--shadow-lg)}.application-wizard input,.application-wizard textarea,.application-wizard select{border-color:#00143647}.application-wizard label{color:var(--text)}.application-status{color:var(--copper-dark)}.application-design-preview-card.is-selected{border-color:var(--copper);background:var(--copper-soft)}.application-confirmation-card:has(input:checked){border-color:var(--copper);background:var(--copper-soft)}.application-choice-grid label:has(input:checked){border-color:var(--copper);background:var(--copper-soft)}.legal-page{padding-block:clamp(3.5rem,7vw,6rem)}.legal-page .prose{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--surface-strong);box-shadow:var(--shadow-sm);padding:clamp(1.5rem,4vw,2.5rem)}.legal-page .prose h2{border-top:1px solid var(--line);padding-top:1.2rem}.legal-page .prose h2:first-of-type{border-top:0}.site-header{-webkit-backdrop-filter:blur(22px)saturate(150%);backdrop-filter:blur(22px)saturate(150%);background:#fafbffd1;border-bottom:1px solid #ffffffb8;box-shadow:0 1px #071a3a0d,0 12px 32px #071a3a0b}.header-inner{min-height:76px}.brand{transition:background .18s var(--ease-out), transform .18s var(--ease-out);border-radius:16px;gap:.7rem;padding:.32rem .55rem .32rem .35rem}.brand:hover{background:#4c5fd714;transform:translateY(-1px)}.header-brand-image{aspect-ratio:1;object-fit:contain;background:0 0;width:42px;height:42px}.header-brand-copy{gap:.05rem;line-height:1;display:grid}.header-brand-copy strong{color:var(--brand);letter-spacing:-.035em;font-size:1rem;font-weight:760}.header-brand-copy small{color:var(--muted);letter-spacing:.01em;font-size:.67rem;font-weight:610}.desktop-nav{gap:.25rem;font-size:.86rem;font-weight:650}.header-direct-link,.header-dropdown>button{color:#34435a;border-radius:12px;padding-inline:.85rem}.header-direct-link:hover,.header-direct-link.is-active,.header-dropdown>button:hover,.header-dropdown>button.is-active,.header-dropdown>button[aria-expanded=true]{color:var(--digital-dark);background:var(--digital-soft);box-shadow:inset 0 0 0 1px #4c5fd71a}.header-dropdown-panel,.mobile-nav nav{box-shadow:var(--shadow-lg);-webkit-backdrop-filter:blur(24px)saturate(145%);backdrop-filter:blur(24px)saturate(145%);background:#fffffff5;border-color:#bcc7d6c7;border-radius:22px}.header-dropdown-panel a{border-radius:13px}.button{letter-spacing:-.018em;min-height:50px;transition:transform .18s var(--ease-out), box-shadow .18s var(--ease-out), border-color .18s ease, background .18s ease, color .18s ease;border-radius:14px;padding:.78rem 1.25rem;font-weight:720;box-shadow:0 1px 2px #071a3a0f}.button:hover{transform:translateY(-2px)}.button:active{transform:translateY(0)}.button-dark{color:#fff;background:linear-gradient(135deg, var(--brand) 0%, var(--brand-mid) 58%, var(--digital-dark) 100%);box-shadow:0 10px 24px #071a3a33}.button-dark:hover{background:linear-gradient(135deg, var(--brand-deep), var(--digital-dark));box-shadow:0 15px 32px #071a3a45}.button-copper,.button-orange,.application-primary-action{color:#fff;background:linear-gradient(135deg, var(--copper-dark), var(--copper));box-shadow:0 10px 24px #87351c33}.button-copper:hover,.button-orange:hover,.application-primary-action:hover:not(:disabled){background:linear-gradient(135deg, var(--copper-dark), var(--copper));box-shadow:0 15px 32px #87351c40}.button-ghost{box-shadow:none;background:#ffffffb3;border-color:#4c5fd738}.button-ghost:hover{color:var(--digital-dark);background:var(--digital-soft);border-color:#4c5fd77a}.eyebrow,.application-step-kicker{min-height:30px;color:var(--copper-dark);background:var(--copper-soft);letter-spacing:.015em;text-transform:none;border:1px solid #a7462624;border-radius:999px;align-items:center;padding:.28rem .62rem;font-size:.82rem;font-weight:720}.eyebrow-light{color:#ffe0d1;background:#ffffff17;border-color:#ffffff29}.home-hero{isolation:isolate;background:radial-gradient(circle at 82% 12%,#4c5fd78f,#0000 30rem),radial-gradient(circle at 96% 92%,#25645861,#0000 26rem),radial-gradient(circle at 18% 100%,#a7462647,#0000 24rem),linear-gradient(135deg,#020d20 0%,#082751 54%,#101d49 100%);padding-block:clamp(5.5rem,9vw,8.5rem);position:relative;overflow:hidden}.home-hero:before{content:"";z-index:-2;opacity:.12;background-image:radial-gradient(#ffffffbf .8px,#0000 .8px);background-size:22px 22px;position:absolute;inset:0;-webkit-mask-image:linear-gradient(90deg,#0000,#000 44%,#000);mask-image:linear-gradient(90deg,#0000,#000 44%,#000)}.home-hero:after{content:"";z-index:-1;aspect-ratio:1;border:1px solid #ffffff24;border-radius:50%;width:34rem;position:absolute;top:-12rem;right:-9rem;box-shadow:0 0 0 7rem #ffffff06}.home-hero-grid{z-index:1;grid-template-columns:minmax(0,.92fr) minmax(430px,1.08fr);gap:clamp(3rem,7vw,6.5rem);position:relative}.home-hero h1{letter-spacing:-.062em;max-width:10.5ch;font-size:clamp(3.4rem,6vw,6rem);font-weight:690}.home-hero-copy>p{max-width:600px;font-size:clamp(1.08rem,1rem + .35vw,1.25rem)}.home-hero-visual{background:#ffffff1c;border:1px solid #ffffff38;border-radius:34px;position:relative;overflow:visible;transform:rotate(1.25deg);box-shadow:0 36px 90px #00000057}.home-hero-visual:before{content:"";z-index:-1;background:#ffffff0b;border:1px solid #ffffff24;border-radius:38px;position:absolute;inset:-14px 20px 18px -18px}.home-hero-visual:after{content:"Einfach erklärt  ·  direkt anwendbar";color:#fff;-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);letter-spacing:.01em;background:#071a3ad1;border:1px solid #ffffff38;border-radius:999px;align-items:center;min-height:42px;padding:.55rem .9rem;font-size:.76rem;font-weight:690;display:inline-flex;position:absolute;bottom:-1.15rem;right:1.1rem;box-shadow:0 12px 32px #0000003d}.home-hero-visual img{border-radius:33px;overflow:hidden}.trust-line{-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#fff1;border:1px solid #ffffff21;border-radius:14px;width:fit-content;margin-top:1.6rem;padding:.65rem .85rem;display:inline-flex}.section-paper,.faq-section,.page-source-band{background:radial-gradient(circle at 8% 12%,#4c5fd714,#0000 23rem),radial-gradient(circle at 92% 82%,#25645812,#0000 22rem),#eef2f7;border-color:#bcc7d67a}.section-heading{max-width:820px}.section-heading>p{max-width:700px;font-size:1.08rem}.page-hero,.article-hero,.legal-hero,.guide-hub-hero,.tools-hub-hero,.guide-hero,.author-page-hero,.utility-hero,.ai-hero,.planner-page-hero,.content-hub-hero{isolation:isolate;background:radial-gradient(circle at 86% 8%,#4c5fd72b,#0000 26rem),radial-gradient(circle at 8% 95%,#a746261a,#0000 20rem),linear-gradient(140deg,#fffefc 0%,#f3f5fa 48%,#eaf0f8 100%);border-bottom-color:#bcc7d68c;position:relative;overflow:hidden}.page-hero h1,.article-hero h1{letter-spacing:-.055em}.breadcrumbs{-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#ffffffad;border-bottom:1px solid #bcc7d66b}.page-index{box-shadow:var(--shadow-sm);-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);background:#ffffffc7;border-color:#bcc7d6b8;border-radius:20px}.page-index-link{color:var(--digital-dark);text-decoration-color:#4c5fd752}.topic-link-grid,.guide-card-grid,.content-trust-grid,.content-choice-grid,.content-check-grid,.rule-grid,.retirement-guide-grid{gap:clamp(1rem,2.2vw,1.5rem)}.topic-link-card,.guide-card,.info-card,.model-grid article,.field-grid article,.retirement-guide-grid article,.rule-grid article,.principle-grid article,.content-trust-grid article,.content-choice-grid article,.content-check-grid article,.utility-support-grid article{border-radius:var(--radius-md);box-shadow:var(--shadow-sm);background:linear-gradient(145deg,#fffffffa,#f8faffeb);border-color:#bcc7d694}.topic-link-card,.guide-card{transition:transform .18s var(--ease-out), box-shadow .18s var(--ease-out), border-color .18s ease;padding:clamp(1.45rem,3vw,2rem);position:relative;overflow:hidden}.topic-link-card:before,.guide-card:before{content:"";aspect-ratio:1;background:#4c5fd71a;border-radius:50%;width:9rem;position:absolute;top:-4rem;right:-4rem}.topic-link-card:nth-child(2n):before,.guide-card:nth-child(2n):before{background:#2564581a}.topic-link-card:nth-child(3n):before,.guide-card:nth-child(3n):before{background:#a746261a}.topic-link-card:hover,.guide-card:hover,.retirement-guide-grid article:hover{box-shadow:var(--shadow-md);border-color:#4c5fd75c;transform:translateY(-3px)}.topic-link-card>span,.guide-card a,.retirement-guide-grid a{color:var(--digital-dark)}.tools-list{gap:1.5rem}.tool-feature,.feature-band,.retirement-band,.responsibility-row,.simple-link-band,.cta-band{border-radius:var(--radius-lg);box-shadow:var(--shadow-md);border-color:#bcc7d69e}.tools-list .tool-feature:first-child{background:radial-gradient(circle at 92% 10%, #25645824, transparent 18rem), linear-gradient(145deg, #fff 0%, var(--sage-soft) 130%)}.tools-list .tool-feature:nth-child(2){background:radial-gradient(circle at 92% 10%, #4c5fd72b, transparent 20rem), linear-gradient(145deg, #fff 0%, var(--digital-soft) 130%)}.tools-list .tool-feature:nth-child(3){background:radial-gradient(circle at 92% 10%, #a6492526, transparent 20rem), linear-gradient(145deg, #fff 0%, var(--copper-soft) 135%)}.retirement-band{background:radial-gradient(circle at 10% 10%,#2564581f,#0000 18rem),linear-gradient(145deg,#fff,#edf6f3)}.process-list{border-top:0;gap:.75rem}.process-list li{box-shadow:var(--shadow-sm);background:#ffffffc7;border:1px solid #bcc7d69e;border-radius:18px;padding:1.1rem}.process-list li>span,.content-summary-number{color:#fff;background:linear-gradient(135deg, var(--brand-mid), var(--digital));box-shadow:0 8px 18px #4c5fd72e}.content-summary{border-radius:var(--radius-lg);background:radial-gradient(circle at 96% 0%, #4c5fd71f, transparent 20rem), var(--surface-strong);box-shadow:var(--shadow-md);border-color:#bcc7d6a8}.content-summary-grid article{background:#eef3f9d1;border:0;border-radius:18px}.content-summary-number{border-radius:10px;place-items:center;width:30px;height:30px;display:grid}.source-list{border-radius:var(--radius-lg);background:var(--surface-strong);box-shadow:var(--shadow-md);border-color:#bcc7d69e}.source-list a{background:var(--surface-cool);border-color:#0000;border-radius:16px}.source-list a:hover{background:var(--digital-soft);border-color:#4c5fd73d}.editorial-review{border-radius:var(--radius-lg);background:radial-gradient(circle at 88% 0%, #4c5fd78c, transparent 24rem), radial-gradient(circle at 6% 100%, #a746264d, transparent 20rem), linear-gradient(135deg, var(--brand-deep), var(--brand-mid));box-shadow:var(--shadow-lg);border-color:#ffffff24}.faq-list{gap:.85rem}.faq-list details{box-shadow:var(--shadow-sm);background:#ffffffe6;border-color:#bcc7d69e;border-radius:18px;transition:border-color .18s,box-shadow .18s}.faq-list details:hover,.faq-list details[open]{box-shadow:var(--shadow-md);border-color:#4c5fd74d}.faq-list details[open] summary{color:var(--digital-dark);background:var(--digital-soft)}.comparison-table-wrap,.story-panel,.quote-panel,.notice,.content-callout{border-radius:var(--radius-md);box-shadow:var(--shadow-sm)}.planner,.calculator,.application-wizard,.application-result-overview,.application-version-panel{border-radius:var(--radius-lg);background:radial-gradient(circle at 100% 0%, #4c5fd714, transparent 19rem), var(--surface-strong);box-shadow:var(--shadow-md);border-color:#bcc7d6a8}.planner-task-card,.application-choice-grid label,.application-confirmation-card,.application-design-card{transition:transform .18s var(--ease-out), border-color .18s ease, box-shadow .18s ease, background .18s ease;background:#fbfcff;border-color:#bcc7d6bd;border-radius:17px}.planner-task-card:hover,.application-choice-grid label:hover,.application-design-card:hover{box-shadow:var(--shadow-sm);border-color:#4c5fd761;transform:translateY(-1px)}.application-design-preview-card.is-selected{border-color:var(--digital);background:var(--digital-soft);box-shadow:0 0 0 3px #4c5fd71f, var(--shadow-sm)}.planner-task-card:has(input:checked){border-color:var(--digital);background:var(--digital-soft);box-shadow:0 0 0 3px #4c5fd71f, var(--shadow-sm)}.application-confirmation-card:has(input:checked){border-color:var(--digital);background:var(--digital-soft);box-shadow:0 0 0 3px #4c5fd71f, var(--shadow-sm)}.application-choice-grid label:has(input:checked){border-color:var(--digital);background:var(--digital-soft);box-shadow:0 0 0 3px #4c5fd71f, var(--shadow-sm)}.application-design-card:has(input:checked){border-color:var(--digital);background:var(--digital-soft);box-shadow:0 0 0 3px #4c5fd71f, var(--shadow-sm)}.planner-field textarea,.planner-prompt textarea,.calculator input,.calculator select,.application-wizard input,.application-wizard textarea,.application-wizard select,.application-document-editor input,.application-revisions textarea{border-color:var(--line-strong);color:var(--text);background:#f9fbff;border-radius:14px;box-shadow:inset 0 1px 2px #071a3a09}.planner-field textarea:focus,.planner-prompt textarea:focus,.calculator input:focus,.calculator select:focus,.application-wizard input:focus,.application-wizard textarea:focus,.application-wizard select:focus{border-color:var(--digital);background:#fff;outline:0;box-shadow:0 0 0 4px #4c5fd71f}.legal-page .prose{border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);background:#ffffffe6;border-color:#bcc7d69e}.site-footer{background:radial-gradient(circle at 12% 0%, #4c5fd76b, transparent 24rem), radial-gradient(circle at 96% 88%, #25645842, transparent 24rem), var(--brand-deep);margin-top:clamp(4.5rem,8vw,7rem);position:relative;overflow:hidden}.footer-grid{padding-block:clamp(3.75rem,7vw,5.5rem) 3rem;position:relative}.footer-logo-link{-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);background:#ffffff14;border:1px solid #ffffff24;border-radius:18px;align-items:center;gap:.8rem;padding:.65rem .85rem;display:inline-flex}.footer-logo{object-fit:contain;filter:brightness(0)invert();width:48px;height:48px}.footer-logo-copy{gap:.1rem;display:grid}.footer-logo-copy strong{color:#fff;letter-spacing:-.03em;font-size:1.05rem;font-weight:730}.footer-logo-copy small{color:#ffffffa3;font-size:.72rem}.footer-grid a,.footer-utility-nav a{transition:color .16s ease, transform .16s var(--ease-out)}.footer-grid a:hover,.footer-utility-nav a:hover{transform:translate(2px)}@media (max-width:900px){.home-hero-grid{grid-template-columns:1fr}.home-hero-visual{width:min(720px,100%);transform:none}.content-summary-grid,.content-trust-grid,.content-choice-grid,.content-check-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.source-list a,.editorial-review{grid-template-columns:1fr}}@media (max-width:640px){:root{--shell:min(100% - 30px, 1120px);--content:min(100% - 30px, 740px)}body{line-height:1.62}.header-brand-copy small{display:none}.home-hero{padding-block:4rem 4.75rem}.home-hero h1{font-size:clamp(2.75rem,13vw,4rem)}.home-hero-visual,.home-hero-visual img{border-radius:24px}.home-hero-visual:before{border-radius:27px;inset:-8px 12px 12px -8px}.home-hero-visual:after{min-height:38px;font-size:.7rem;bottom:-1rem;right:.75rem}.section{padding-block:clamp(3.5rem,14vw,5rem)}.page-hero,.article-hero{padding-block:clamp(3.25rem,14vw,4.75rem)}.page-index-list{display:grid}.content-summary-grid,.content-trust-grid,.content-choice-grid,.content-check-grid{grid-template-columns:1fr}.content-summary{width:var(--shell)}.content-summary-grid article{padding:1rem}.editorial-review,.source-list{padding:1.25rem}.application-navigation{align-items:stretch}.application-navigation .button{flex:auto}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.catalog-trust-strip{border-bottom:1px solid var(--line);background:var(--surface)}.catalog-trust-grid{grid-template-columns:repeat(4,minmax(0,1fr));display:grid}.catalog-trust-grid>div{border-left:1px solid var(--line);align-content:center;gap:.15rem;min-width:0;min-height:82px;padding:1rem clamp(.9rem,2vw,1.5rem);display:grid}.catalog-trust-grid>div:last-child{border-right:1px solid var(--line)}.catalog-trust-grid strong{color:var(--brand);letter-spacing:-.025em;font-size:clamp(1.02rem,1.5vw,1.24rem);font-weight:850}.catalog-trust-grid span{color:var(--muted);font-size:.78rem;line-height:1.35}.catalog-jump-nav{border-bottom:1px solid #bcc7d68c;flex-wrap:wrap;align-items:center;gap:.5rem;min-height:66px;padding-block:.75rem;display:flex}.catalog-jump-nav>span{color:var(--muted);letter-spacing:.08em;text-transform:uppercase;margin-right:.2rem;font-size:.72rem;font-weight:820}.catalog-jump-nav a{border:1px solid var(--line-strong);min-height:38px;color:var(--brand);transition:border-color .17s var(--ease-out), background .17s var(--ease-out), transform .17s var(--ease-out);background:#ffffffd1;border-radius:999px;align-items:center;padding:.48rem .75rem;font-size:.84rem;font-weight:760;display:inline-flex}.catalog-jump-nav a:hover{border-color:var(--brand);background:var(--brand-soft);transform:translateY(-1px)}.catalog-jump-nav a:focus-visible,.catalog-card-main:focus-visible,.catalog-secondary-action:focus-visible{outline:3px solid var(--copper);outline-offset:3px}.catalog-section{background:radial-gradient(circle at 94% 7%,#4c5fd717,#0000 23rem),linear-gradient(#f8f9fc 0%,#f3f5f9 100%)}.catalog-section-heading{margin-bottom:clamp(1.5rem,3vw,2.25rem)}.catalog-section-heading h2{max-width:18ch}.catalog-section-heading p{max-width:720px;font-size:1rem}.tools-list.tools-list-large{grid-template-columns:repeat(4,minmax(0,1fr));align-items:stretch;gap:clamp(.85rem,1.5vw,1.2rem);display:grid}.tools-list.tools-list-large>.tool-feature{min-width:0;transition:border-color .18s var(--ease-out), box-shadow .18s var(--ease-out), transform .18s var(--ease-out);background:#fff;border:1px solid #bcc7d6d1;border-radius:18px;flex-direction:column;align-items:stretch;padding:0;display:flex;overflow:hidden;box-shadow:0 12px 32px #071a3a13}.tools-list.tools-list-large>.tool-feature[data-product-kind=paid]{border-color:#a746267a;box-shadow:0 14px 36px #612e1c1f}.tools-list.tools-list-large>.tool-feature:hover{border-color:#4c5fd785;transform:translateY(-3px);box-shadow:0 20px 42px #071a3a21}.tools-list.tools-list-large>.tool-feature[data-product-kind=paid]:hover{border-color:#a74626c2}.catalog-card-main{min-width:0;color:inherit;flex-direction:column;flex:1;display:flex}.catalog-product-thumbnail{border-bottom:1px solid #071a3a14;place-items:center;min-height:164px;display:grid;position:relative;overflow:hidden}.catalog-thumbnail-badge{z-index:2;color:#fff;letter-spacing:.035em;text-transform:uppercase;background:#071a3ae6;border-radius:999px;align-items:center;min-height:26px;padding:.3rem .55rem;font-size:.68rem;font-weight:850;line-height:1;display:inline-flex;position:absolute;top:.72rem;left:.72rem;box-shadow:0 5px 16px #071a3a29}.catalog-thumbnail-application{background:radial-gradient(circle at 78% 18%,#fff 0 4%,#0000 4.5%),linear-gradient(145deg,#dfe5ff,#cfd8f8 56%,#efd8ce)}.catalog-document-preview{width:104px;height:auto;transition:transform .19s var(--ease-out);border:1px solid #071a3a24;border-radius:4px;margin-top:1.65rem;transform:rotate(2deg)translateY(12px);box-shadow:0 14px 28px #071a3a38}.tool-feature:hover .catalog-document-preview{transform:rotate(0)translateY(7px)scale(1.02)}.catalog-thumbnail-compass{background:linear-gradient(145deg,#dff1eb,#edf7f3)}.catalog-thumbnail-planner{background:linear-gradient(145deg,#dfe5ff,#f0f2ff)}.catalog-thumbnail-calculator{background:linear-gradient(145deg,#f2dfd6,#fff2eb)}.catalog-tool-preview{background:#ffffffeb;border:1px solid #071a3a21;border-radius:10px;width:min(76%,205px);height:104px;position:relative;overflow:hidden;transform:translateY(8px);box-shadow:0 13px 28px #071a3a24}.catalog-preview-bar{background:#071a3a0f;border-bottom:1px solid #071a3a14;height:18px;position:absolute;inset:0 0 auto}.catalog-preview-bar:before{content:"";background:var(--copper);border-radius:50%;width:5px;height:5px;position:absolute;top:6px;left:8px;box-shadow:9px 0 #d5a58f,18px 0 #b7c0ce}.catalog-preview-row{background:#dfe5ec;border-radius:999px;width:62%;height:7px;position:absolute;left:18px}.catalog-preview-row:nth-child(2){top:33px}.catalog-preview-row:nth-child(3){width:47%;top:53px}.catalog-preview-row:nth-child(4){width:56%;top:73px}.catalog-preview-row-strong{background:#8eb6aa}.catalog-preview-check{color:#fff;background:#3f796b;border-radius:50%;place-items:center;width:30px;height:30px;font-weight:900;display:grid;position:absolute;bottom:18px;right:17px}.catalog-preview-chip{color:#31436d;background:#e8ebff;border-radius:7px;align-items:center;min-height:23px;padding:.25rem .55rem;font-size:.65rem;font-weight:800;display:inline-flex;position:absolute;left:16px}.catalog-preview-chip:nth-child(2){top:29px}.catalog-preview-chip:nth-child(3){background:#f7e5dd;top:57px;left:44px}.catalog-preview-chip:nth-child(4){background:#e6f2ee;top:85px;left:72px;transform:translateY(-5px)}.catalog-calculator-preview{grid-template-columns:repeat(4,1fr);gap:5px;padding:25px 11px 11px;display:grid}.catalog-calculator-preview>span:not(.catalog-calculator-display){color:#4e342c;background:#f2e7e1;border-radius:6px;place-items:center;font-size:.7rem;font-weight:800;display:grid}.catalog-calculator-display{color:var(--brand);background:#fff;border-radius:6px;grid-column:1/-1;justify-content:flex-end;align-items:center;padding:.35rem .5rem;font-size:.78rem;font-weight:850;display:flex;box-shadow:inset 0 0 0 1px #071a3a14}.catalog-card-copy{flex-direction:column;flex:1;min-width:0;padding:1rem 1rem .8rem;display:flex}.catalog-card-topline{justify-content:space-between;align-items:center;gap:.55rem;display:flex}.catalog-card-topline>strong{color:var(--sage);white-space:nowrap;font-size:.86rem;font-weight:860}.tool-feature[data-product-kind=paid] .catalog-card-topline>strong{color:#7f351f}.catalog-category{color:#254f46;letter-spacing:.045em;text-transform:uppercase;background:#e6f2ee;border-radius:999px;align-items:center;min-height:25px;padding:.28rem .52rem;font-size:.66rem;font-weight:840;line-height:1;display:inline-flex}.catalog-category-paid{color:#6c2e1b;background:#f7e5dd}.catalog-card-copy h3{min-height:2.55em;color:var(--brand);letter-spacing:-.035em;margin:.75rem 0 .48rem;font-size:clamp(1.12rem,1.5vw,1.34rem);line-height:1.16}.catalog-card-copy>p{color:#536178;min-height:5.1em;margin:0 0 .8rem;font-size:.85rem;line-height:1.55}.catalog-card-facts{border-top:1px solid var(--line);gap:0;margin:auto 0 0;display:grid}.catalog-card-facts>div{border-bottom:1px solid var(--line);gap:.1rem;min-width:0;padding:.55rem 0;display:grid}.catalog-card-facts dt{color:#778397;letter-spacing:.065em;text-transform:uppercase;font-size:.62rem;font-weight:820}.catalog-card-facts dd{color:var(--brand);margin:0;font-size:.77rem;font-weight:720;line-height:1.4}.catalog-details-cue{color:#71321e;justify-content:space-between;align-items:center;gap:.5rem;min-height:42px;font-size:.79rem;font-weight:800;display:flex}.catalog-details-cue>span{transition:transform .17s var(--ease-out);font-size:1rem}.catalog-card-main:hover .catalog-details-cue>span{transform:translate(3px)}.catalog-card-actions{gap:.55rem;padding:0 1rem 1rem;display:grid}.catalog-card-actions-paid{grid-template-columns:auto minmax(0,1fr)}.catalog-card-actions .button{text-align:center;width:100%;min-height:44px;padding-inline:.72rem;font-size:.79rem}.catalog-secondary-action{border:1px solid var(--line-strong);min-height:44px;color:var(--brand);background:#fff;border-radius:10px;justify-content:center;align-items:center;padding:.55rem .72rem;font-size:.79rem;font-weight:790;display:inline-flex}#bewerbung-erstellen{scroll-margin-top:92px}@media (max-width:1180px){.tools-list.tools-list-large{grid-template-columns:repeat(2,minmax(0,1fr))}.catalog-card-copy h3,.catalog-card-copy>p{min-height:0}}@media (max-width:820px){.catalog-trust-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.catalog-trust-grid>div:nth-child(3),.catalog-trust-grid>div:nth-child(4){border-top:1px solid var(--line)}.catalog-trust-grid>div:nth-child(2){border-right:1px solid var(--line)}}@media (max-width:680px){.catalog-jump-nav{align-items:stretch}.catalog-jump-nav>span{width:100%}.catalog-jump-nav a{flex:auto;justify-content:center}.tools-list.tools-list-large{grid-template-columns:1fr}.catalog-product-thumbnail{min-height:184px}.catalog-document-preview{width:116px}.catalog-card-copy,.catalog-card-actions{padding-inline:1.1rem}}@media (max-width:420px){.catalog-trust-grid{grid-template-columns:1fr}.catalog-trust-grid>div,.catalog-trust-grid>div:nth-child(2),.catalog-trust-grid>div:last-child{border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:70px}.catalog-trust-grid>div+div{border-top:0}.catalog-jump-nav a{flex-basis:100%}.catalog-card-actions-paid{grid-template-columns:1fr}}@media (prefers-reduced-motion:reduce){.catalog-jump-nav a,.tools-list.tools-list-large>.tool-feature,.catalog-document-preview,.catalog-details-cue>span{transition:none}}
:root{--hero-title-size:clamp(2.75rem, 4.35vw, 4.5rem);--hero-title-line-height:1.02;--hero-title-max-width:18ch}.page-hero h1,.article-hero h1,.home-hero h1,.commerce-hero h1{max-width:var(--hero-title-max-width);color:inherit;font-family:var(--font-sans);font-size:var(--hero-title-size);font-weight:690;line-height:var(--hero-title-line-height);letter-spacing:-.038em;overflow-wrap:normal;word-break:normal;-webkit-hyphens:auto;hyphens:auto;text-wrap:balance;margin-bottom:clamp(1.15rem,2.4vw,1.65rem)}.page-hero p,.article-hero .article-lead,.home-hero-copy>p,.commerce-hero-copy>p{line-height:1.62}.page-hero,.article-hero{padding-block:clamp(3.5rem,6vw,5.5rem)}.home-hero,.commerce-hero{padding-block:clamp(4.5rem,7vw,6.75rem)}.utility-hero{padding-block:clamp(2.75rem,4vw,4rem)}.utility-hero h1,.legal-hero h1{max-width:22ch;color:var(--text);letter-spacing:-.035em;font-size:clamp(2.25rem,3.6vw,3.4rem);line-height:1.06}.page-hero:not(.page-hero-shop):not(.tool-hero):not(.profile-hero):not(.application-helper-hero) h1,.article-hero h1{color:var(--text);text-shadow:none}.home-hero h1,.commerce-hero h1,.page-hero.page-hero-shop h1,.page-hero.tool-hero h1,.page-hero.profile-hero h1,.page-hero.application-helper-hero h1{color:#fff}.application-helper-hero{isolation:isolate;color:#fff;background:radial-gradient(circle at 82% 12%, #4c5fd79e, transparent 29rem), radial-gradient(circle at 96% 88%, #25645861, transparent 24rem), radial-gradient(circle at 12% 100%, #a7462647, transparent 22rem), linear-gradient(135deg, var(--brand-deep) 0%, #0a2a56 56%, #151d4b 100%);position:relative;overflow:hidden}.application-helper-hero:before{content:"";z-index:-1;aspect-ratio:1;border:1px solid #ffffff1a;border-radius:50%;width:40rem;position:absolute;inset:auto -14rem -19rem auto}.application-helper-hero:after{content:"";z-index:-1;background:linear-gradient(#0000,#ffffff1f,#0000);width:1px;position:absolute;top:0;bottom:0;left:50%}.application-helper-hero h1{color:#fff;max-width:15ch}.application-helper-hero .eyebrow{color:#ffe0d1;background:#ffffff17;border-color:#ffffff2b}.application-hero-grid{width:var(--shell);grid-template-columns:minmax(0,1.15fr) minmax(390px,.85fr);align-items:center;gap:clamp(2rem,5vw,4.75rem);display:grid}.application-hero-copy{min-width:0}.application-hero-copy>p{color:#ffffffd6;max-width:650px;font-size:clamp(1.02rem,1rem + .22vw,1.16rem)}.application-hero-badges{flex-wrap:wrap;gap:.55rem;margin-top:1.25rem;display:flex}.application-hero-badges span{color:#ffffffe0;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#ffffff17;border:1px solid #ffffff2e;border-radius:12px;align-items:center;min-height:34px;padding:.4rem .7rem;font-size:.78rem;font-weight:800;display:inline-flex}.application-helper-hero .page-index{-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);background:#ffffff17;border-color:#ffffff29;border-radius:20px;max-width:650px;margin-top:1.6rem;box-shadow:0 20px 48px #00000024}.application-helper-hero .page-index-label,.application-helper-hero .page-index-link{color:#fff}.application-helper-hero .page-index-link{text-decoration-color:#ffffff57}.application-helper-hero .page-index-link:hover{color:#fff;text-decoration-color:#fff}.application-hero-visual{-webkit-backdrop-filter:blur(22px)saturate(135%);backdrop-filter:blur(22px)saturate(135%);background:linear-gradient(145deg,#ffffff26,#fff1);border:1px solid #ffffff2e;border-radius:30px;grid-template-columns:minmax(135px,.68fr) minmax(210px,1fr);align-items:center;gap:1.15rem;min-width:0;padding:1.15rem;display:grid;box-shadow:0 34px 86px #0000004d}.application-hero-document{min-width:0;margin:0}.application-hero-document-frame{aspect-ratio:720/1018;background:#fff;border:1px solid #ffffff47;border-radius:14px;overflow:hidden;box-shadow:0 22px 50px #00000057}.application-hero-document-frame img{object-fit:cover;object-position:top center;width:100%;height:100%}.application-hero-document figcaption{color:#ffffffad;text-align:center;margin-top:.55rem;font-size:.72rem;font-weight:700}.application-offer-card{background:0 0;border:0;border-radius:0;min-width:0;padding:.15rem 0}.application-offer-card>strong{color:#fff;margin-bottom:.8rem;font-size:1.05rem}.application-offer-card ul{gap:0;margin:0;padding:0;list-style:none;display:grid}.application-offer-card li{color:#ffffffdb;border-bottom:1px solid #ffffff1f;padding:.62rem 0 .62rem 1.15rem;font-size:.88rem;line-height:1.45;position:relative}.application-offer-card li:last-child{border-bottom:0}.application-offer-card li:before{content:"";background:#ffbda0;border-radius:50%;width:6px;height:6px;position:absolute;top:1.05rem;left:0;box-shadow:0 0 0 5px #ffbda01f}.application-steps{gap:.65rem;margin-bottom:.9rem}.application-steps li{border:1px solid var(--line);color:#5d6879;background:#f7f9fd;border-radius:16px;grid-template-columns:auto minmax(0,1fr);align-items:center;gap:.6rem;min-width:0;min-height:62px;padding:.65rem .72rem;font-size:.78rem;font-weight:750;line-height:1.2;display:grid}.application-steps li>span:first-child{color:#445268;background:#fff;border-color:#9ea9b8;width:30px;height:30px;font-size:.78rem;font-weight:900}.application-steps li.is-complete{color:var(--brand);background:var(--brand-soft);border-color:#00143633}.application-steps li.is-complete>span:first-child{border-color:var(--brand);color:#fff;background:var(--brand)}.application-steps li.is-current{border-color:var(--digital);color:var(--brand);background:var(--digital-soft);box-shadow:0 0 0 3px #4c5fd71f, var(--shadow-sm)}.application-steps li.is-current>span:first-child{border-color:var(--digital);color:#fff;background:linear-gradient(135deg, var(--brand-mid), var(--digital))}.application-progress-bar{appearance:none;background:#e3e7ed;border:0;border-radius:999px;width:100%;height:8px;margin-bottom:2rem;overflow:hidden}.application-progress-bar::-webkit-progress-bar{background:#e3e7ed;border-radius:999px}.application-progress-bar::-webkit-progress-value{background:linear-gradient(90deg, var(--brand-mid), var(--digital), var(--copper));border-radius:999px}.application-progress-bar::-moz-progress-bar{background:linear-gradient(90deg, var(--brand-mid), var(--digital), var(--copper));border-radius:999px}.application-wizard section>.application-step-kicker{color:var(--digital-dark);letter-spacing:.08em;margin-bottom:-.35rem;font-size:.76rem}.application-wizard section>h2{margin-bottom:.45rem;font-size:clamp(1.55rem,2.4vw,2rem);line-height:1.18}@media (max-width:1020px){.application-helper-hero:after{display:none}.application-hero-grid{grid-template-columns:1fr}.application-hero-copy{max-width:760px}.application-hero-visual{width:min(680px,100%)}}@media (max-width:900px){.application-steps{grid-template-columns:repeat(3,minmax(0,1fr))}}@media (max-width:640px){:root{--hero-title-size:clamp(2.35rem, 10.5vw, 3.15rem);--hero-title-max-width:100%}.page-hero h1,.article-hero h1,.home-hero h1,.commerce-hero h1,.application-helper-hero h1{max-width:100%}.application-hero-visual{grid-template-columns:1fr;padding:1rem}.application-hero-document{width:min(220px,74%);margin-inline:auto}.application-offer-card{padding-inline:.15rem}.application-steps{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:400px){.application-steps{grid-template-columns:1fr}}
.hero-visual-grid{grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);align-items:center;gap:clamp(2rem,6vw,5rem);display:grid}.hero-visual-copy{min-width:0}.hero-visual-copy>p{max-width:680px}.route-hero-visual{min-width:0;box-shadow:var(--shadow-lg);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:radial-gradient(circle at 86% 8%,#4c5fd72e,#0000 14rem),radial-gradient(circle at 8% 92%,#2564581a,#0000 12rem),#ffffffd1;border:1px solid #bcc7d6b8;border-radius:30px;padding:clamp(1rem,3vw,1.5rem);position:relative}.route-hero-visual:before{content:"";z-index:-1;background:linear-gradient(135deg,#4c5fd71a,#25645814);border-radius:34px;position:absolute;inset:10% -6% -8% 18%;transform:rotate(2.5deg)}.visual-window{box-shadow:var(--shadow-md);background:#fffffff0;border:1px solid #bcc7d6ad;border-radius:22px;gap:.78rem;padding:clamp(1.2rem,3vw,1.7rem);display:grid}.visual-kicker{color:var(--digital-dark);letter-spacing:.08em;text-transform:uppercase;font-size:.74rem;font-weight:900}.visual-window>strong{color:var(--brand-mid);font-family:var(--font-sans);letter-spacing:-.04em;font-size:clamp(2.7rem,5vw,4.2rem);font-weight:720;line-height:.95}.visual-window>small{color:#687284;font-size:.77rem;line-height:1.45}.visual-row{color:#526078;border-top:1px solid #0014361a;justify-content:space-between;align-items:center;gap:1rem;min-height:42px;padding:.65rem 0;font-size:.82rem;display:flex}.visual-row>*,.search-visual>*{min-width:0}.visual-row b{color:var(--brand);text-align:right;font-size:.78rem}.visual-meter{background:#e7ebf1;border-radius:999px;height:12px;overflow:hidden}.visual-meter span{border-radius:inherit;background:linear-gradient(90deg, var(--brand-mid), var(--digital), var(--copper));width:72%;height:100%;display:block}.calculator-visual-input,.calculator-visual-result{background:var(--surface-cool);border:1px solid #bcc7d69e;border-radius:15px;justify-content:space-between;align-items:center;gap:1rem;padding:.85rem;display:flex}.calculator-visual-input span,.calculator-visual-result span{color:#526078;font-size:.82rem}.calculator-visual-input strong,.calculator-visual-result b{color:var(--brand)}.calculator-visual-result span{align-items:center;gap:.5rem;display:inline-flex}.calculator-visual-result i{background:var(--copper);border-radius:50%;width:9px;height:9px}.calculator-visual-result i.is-covered{background:var(--sage)}.week-visual{grid-template-columns:repeat(5,minmax(0,1fr));gap:.45rem;display:grid}.week-visual span{color:#657083;background:var(--surface-cool);border:1px solid #0014361c;border-radius:13px;place-items:center;gap:.25rem;min-height:54px;font-size:.72rem;font-weight:850;display:grid}.week-visual i{background:linear-gradient(90deg, var(--digital), var(--copper));border-radius:999px;width:18px;height:5px}.search-visual{color:#657083;background:#fff;border:1px solid #00143629;border-radius:15px;justify-content:space-between;align-items:center;gap:.75rem;min-height:46px;padding:.75rem .85rem;font-size:.8rem;display:flex}.search-visual b{color:var(--brand);font-size:1.2rem}.job-visual-card{border-left:4px solid var(--digital);background:var(--digital-soft);border-radius:14px;gap:.2rem;padding:.85rem;display:grid}.job-visual-card strong{color:var(--brand);font-size:.92rem}.job-visual-card span{color:#657083;font-size:.76rem}.knowledge-visual{color:#fff;background:linear-gradient(135deg, var(--brand), var(--digital-dark));border-radius:17px;grid-template-columns:auto minmax(22px,1fr) auto minmax(22px,1fr) auto;align-items:center;gap:.55rem;padding:.9rem;display:grid}.knowledge-visual span{text-align:center;font-size:.75rem;font-weight:850}.knowledge-visual i{background:linear-gradient(90deg,#ffffff59,#f1b095);height:2px}@media (max-width:400px){.visual-row,.search-visual{flex-wrap:wrap}.knowledge-visual{grid-template-columns:repeat(3,minmax(0,1fr));gap:.35rem}.knowledge-visual i{display:none}.knowledge-visual span{overflow-wrap:anywhere;min-width:0}}.faq-visual-item,.contact-visual-card{background:var(--surface-cool);border:1px solid #0014361c;border-radius:15px;grid-template-columns:auto minmax(0,1fr);align-items:center;gap:.75rem;padding:.82rem;display:grid}.faq-visual-item b,.contact-visual-card>b{color:#fff;background:linear-gradient(135deg, var(--brand-mid), var(--digital));border-radius:50%;place-items:center;width:32px;height:32px;font-size:.72rem;display:grid}.faq-visual-item span{color:var(--brand);font-size:.84rem;font-weight:800}.contact-visual-card span{gap:.15rem;display:grid}.contact-visual-card strong{color:var(--brand);font-size:.86rem}.contact-visual-card small{color:#687284;font-size:.72rem}.platform-transition{color:#fff;background:linear-gradient(135deg, var(--brand), var(--digital-dark));text-align:center;border-radius:18px;grid-template-columns:1fr auto 1fr;align-items:center;gap:.75rem;padding:1rem;display:grid}.platform-transition span,.platform-transition strong{font-size:.8rem}.platform-transition i{color:#f1b095;font-size:1.2rem;font-style:normal}.faq-section{padding-block:var(--space-section);background:#f0ede6;border-block:1px solid #00143611}.faq-section .section-heading{margin-bottom:1.5rem}.legal-hero{border-bottom:1px solid var(--line);background:radial-gradient(circle at 88% 12%,#4c5fd729,#0000 24rem),radial-gradient(circle at 8% 100%,#a7462614,#0000 18rem),linear-gradient(145deg,#fffefc,#eef3f9);padding-block:clamp(3.4rem,7vw,5.8rem)}.legal-hero h1{max-width:18ch}.legal-hero p{max-width:760px}.legal-page-body{padding-block:clamp(2.5rem,6vw,5rem)}.legal-page-body .prose{padding:clamp(1.4rem,4vw,2.8rem)}.legal-page-body .prose>h2:first-child{margin-top:0}.legal-quick-links{flex-wrap:wrap;gap:.55rem;margin-top:1.35rem;display:flex}.legal-quick-links a{border:1px solid var(--line-strong);min-height:38px;color:var(--brand);background:#ffffffbf;border-radius:999px;align-items:center;padding:.45rem .7rem;font-size:.82rem;font-weight:800;display:inline-flex}.legal-quick-links a:hover{border-color:var(--copper);color:var(--copper-dark);background:var(--copper-soft)}.utility-support-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.utility-support-grid article{border:1px solid var(--line);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);background:#fff;padding:1.3rem}.utility-support-grid article>span{color:var(--copper-dark);letter-spacing:.08em;text-transform:uppercase;margin-bottom:.65rem;font-size:.75rem;font-weight:900;display:inline-flex}.utility-support-grid p:last-child{margin-bottom:0}.page-source-band{padding-block:var(--space-section);background:#f0ede6;border-block:1px solid #00143611}.page-review-band{padding-block:var(--space-section)}@media (max-width:960px){.hero-visual-grid{grid-template-columns:1fr}.route-hero-visual{width:min(620px,100%)}}@media (max-width:640px){.route-hero-visual{border-radius:18px;padding:.85rem}.visual-window{padding:1rem}.week-visual{grid-template-columns:repeat(5,minmax(42px,1fr));overflow-x:auto}.platform-transition,.utility-support-grid{grid-template-columns:1fr}}
.guide-article{--guide-rule:#00143624;--guide-muted:#596579;--guide-soft:#f4f6f8;--guide-evidence:#edf4f1}.guide-article .breadcrumbs{-webkit-backdrop-filter:none;backdrop-filter:none;background:0 0;border-bottom:0;min-height:46px;padding-block:.35rem}.guide-article .breadcrumbs a{min-height:36px}.guide-article .guide-article-hero{min-height:300px;color:var(--text);border-block:1px solid var(--guide-rule);background:linear-gradient(135deg,#fffdf9 0%,#f3f5f7 62%,#edf3f1 100%);align-items:center;padding-block:clamp(2.35rem,4.5vw,3rem);display:grid}.guide-article .guide-article-hero:before,.guide-article .guide-article-hero:after{display:none}.guide-article .guide-article-hero .eyebrow{color:var(--copper-dark);background:#fff0e9b8;border-color:#87351c33;margin-bottom:.8rem}.guide-article .guide-article-hero h1{max-width:24ch;color:var(--brand);letter-spacing:-.048em;margin-bottom:.85rem;font-size:clamp(2.45rem,4.3vw,3.7rem);font-weight:700;line-height:1.02}.guide-article .guide-article-hero .article-lead{color:#465267;max-width:760px;margin-bottom:0;font-size:clamp(1.02rem,1rem + .16vw,1.12rem);line-height:1.58}.guide-article .article-meta{border-top-color:var(--guide-rule);color:var(--guide-muted);gap:.35rem 1rem;margin-top:1rem;padding-top:.85rem;font-size:.8rem}.guide-article .article-meta a{color:var(--brand);text-underline-offset:3px;-webkit-text-decoration:underline #0014363d;text-decoration:underline #0014363d}.article-section-label{color:var(--copper-dark);letter-spacing:.075em;text-transform:uppercase;margin:0 0 .55rem;font-size:.76rem;font-weight:880;line-height:1.3}.article-answer{border-bottom:1px solid var(--guide-rule);background:#fff;padding-block:clamp(2.5rem,5vw,3.75rem)}.article-answer-copy{max-width:850px}.article-answer-copy h2{letter-spacing:-.03em;max-width:25ch;margin-bottom:.8rem;font-size:clamp(1.75rem,3vw,2.45rem);line-height:1.13}.article-answer-copy>p:last-child{color:#344156;max-width:790px;margin-bottom:0;font-size:clamp(1.04rem,1rem + .2vw,1.16rem);line-height:1.68}.article-answer-points{grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(1rem,2.5vw,1.7rem);margin:clamp(2rem,4vw,2.8rem) 0 0;padding:0;list-style:none;display:grid}.article-answer-points li{border-top:2px solid var(--guide-rule);min-width:0;padding-top:.9rem}.article-answer-points li>span{color:var(--copper-dark);letter-spacing:.08em;margin-bottom:.5rem;font-size:.72rem;font-weight:900;display:block}.article-answer-points strong{color:var(--brand);margin-bottom:.35rem;font-size:.98rem;line-height:1.3;display:block}.article-answer-points p{color:var(--guide-muted);margin:0;font-size:.9rem;line-height:1.55}.guide-article-index .page-index{border:0;border-bottom:1px solid var(--guide-rule);width:100%;max-width:none;box-shadow:none;-webkit-backdrop-filter:none;backdrop-filter:none;background:0 0;border-radius:0;margin:0;padding:1rem 0}.guide-article-index .page-index-label{color:var(--guide-muted);font-size:.72rem}.guide-article-index .page-index-list{gap:.15rem 1rem;margin-top:.35rem}.guide-article-index .page-index-link{min-height:34px;color:var(--brand);font-size:.86rem}.guide-article .article-body{padding-block:clamp(2.8rem,6vw,4.8rem);font-size:1rem}.guide-article .article-section{padding-top:0}.guide-article .article-section+.article-section{border-top:1px solid var(--guide-rule);margin-top:clamp(2.8rem,6vw,4.4rem);padding-top:clamp(2.6rem,5vw,3.8rem)}.guide-article .article-section>h2,.guide-article .article-section:first-child>h2{letter-spacing:-.025em;max-width:24ch;margin:0 0 1rem;font-size:clamp(1.65rem,2.8vw,2.2rem);line-height:1.16}.guide-article .article-section>p{color:#344156;max-width:72ch;margin-bottom:1rem;font-size:1.02rem;line-height:1.76}.guide-article .check-list{border-top:1px solid var(--guide-rule);gap:0;margin:1.35rem 0 0}.guide-article .check-list li{border:0;border-bottom:1px solid var(--guide-rule);box-shadow:none;background:0 0;border-radius:0;margin:0;padding:.8rem 0 .8rem 1.9rem}.guide-article .check-list li:before{color:#fff;background:#2f5d50;border-radius:50%;place-items:center;width:1.1rem;height:1.1rem;font-size:.68rem;display:grid;top:.9rem;left:.15rem}.guide-article .example-compare{border-top:1px solid var(--guide-rule);margin:1.7rem 0;padding-top:1.2rem}.guide-article .example-compare>h3{margin-bottom:.9rem;font-size:1.15rem}.guide-article .example-compare>div{gap:.8rem}.guide-article .example-compare article{border-color:var(--guide-rule);box-shadow:none;border-radius:10px;padding:1.15rem}.guide-article .example-compare article>span{color:var(--brand);letter-spacing:.055em}.guide-article .example-compare article p{color:#344156;margin:.55rem 0 0;line-height:1.65}.guide-article .example-weak{background:#fff8f4}.guide-article .example-better{background:#f0f7f4}.guide-article .notice{border:1px solid #87351c38;border-left:4px solid var(--copper-dark);color:#532817;box-shadow:none;background:#fff8f4;border-radius:8px;margin-top:1.5rem;padding:1rem 1.1rem}.article-faq{border-top:1px solid var(--guide-rule);background:#fff;padding-block:clamp(3rem,6vw,4.8rem)}.article-faq-heading{max-width:680px;margin-bottom:1.25rem}.article-faq-heading h2{margin-bottom:.65rem;font-size:clamp(1.6rem,2.7vw,2.1rem);line-height:1.18}.article-faq-heading>p:last-child{color:var(--guide-muted);margin-bottom:0}.article-faq-list{border-top:1px solid var(--guide-rule)}.article-faq-list details{border-bottom:1px solid var(--guide-rule);background:0 0}.article-faq-list summary{min-height:60px;color:var(--brand);cursor:pointer;align-items:center;padding:.9rem 2.7rem .9rem 0;font-weight:780;line-height:1.45;list-style:none;display:flex;position:relative}.article-faq-list summary::-webkit-details-marker{display:none}.article-faq-list summary:after{content:"+";color:var(--copper-dark);font-size:1.25rem;position:absolute;right:.3rem}.article-faq-list details[open] summary:after{content:"–"}.article-faq-list details p{color:#465267;max-width:68ch;margin:0;padding:0 2.7rem 1.2rem 0;line-height:1.68}.article-faq-list summary:focus-visible,.article-source-disclosure summary:focus-visible{outline-offset:3px;outline:3px solid #4c5fd75c}.article-evidence{background:var(--guide-evidence);border-block:1px solid #2f5d5033;padding-block:clamp(2.8rem,5vw,4rem)}.article-evidence-heading{max-width:700px}.article-evidence-heading h2{margin-bottom:.7rem;font-size:clamp(1.45rem,2.5vw,1.9rem);line-height:1.2}.article-evidence-heading>p:not(.article-section-label){color:#465267;margin-bottom:.6rem;line-height:1.65}.article-byline{border-block:1px solid #2f5d5038;grid-template-columns:repeat(3,minmax(0,1fr));margin:1.5rem 0 0;display:grid}.article-byline>div{min-width:0;padding:.9rem 1rem .9rem 0}.article-byline dt{color:#53655f;letter-spacing:.055em;text-transform:uppercase;margin-bottom:.2rem;font-size:.7rem;font-weight:850}.article-byline dd{color:var(--brand);margin:0;font-size:.88rem;font-weight:720;line-height:1.4}.article-byline a{color:var(--brand);text-underline-offset:3px;-webkit-text-decoration:underline #00143647;text-decoration:underline #00143647}.article-source-disclosure{margin-top:1rem}.article-source-disclosure>summary{min-height:44px;color:var(--brand);cursor:pointer;align-items:center;font-weight:800;display:inline-flex}.article-source-disclosure>ul{border-top:1px solid #2f5d5038;gap:0;margin:.5rem 0 0;padding:0;list-style:none;display:grid}.article-source-disclosure li{border-bottom:1px solid #2f5d502e}.article-source-disclosure a{color:var(--text);grid-template-columns:minmax(180px,.8fr) minmax(130px,.5fr) minmax(220px,1.2fr);gap:.45rem 1rem;padding:.95rem 0;display:grid}.article-source-disclosure strong{color:var(--brand);line-height:1.45}.article-source-disclosure span{color:#2f5d50;font-size:.86rem;font-weight:780;line-height:1.45}.article-source-disclosure small{color:var(--guide-muted);font-size:.84rem;line-height:1.5}.guide-article-next{background:#fff;padding-block:clamp(3.2rem,7vw,5.4rem)}.guide-article-next h2{max-width:19ch;margin-bottom:1.1rem;font-size:clamp(1.7rem,3vw,2.35rem);line-height:1.16}.guide-article-next .related-links{border-top:1px solid var(--guide-rule)}.guide-article-next .related-links li{border-bottom:1px solid var(--guide-rule)}.guide-article-next .related-links a{min-height:48px;color:var(--brand);justify-content:space-between}.guide-article-next .article-tool-cta{border-color:var(--guide-rule);background:var(--guide-soft);box-shadow:none;border-radius:12px;padding:clamp(1.3rem,3vw,1.8rem)}.guide-article-next .article-tool-cta h3{margin-bottom:.55rem}.guide-article-next .article-tool-cta p{color:var(--guide-muted)}@media (max-width:980px){.article-answer-points{grid-template-columns:repeat(2,minmax(0,1fr))}.article-source-disclosure a{grid-template-columns:minmax(180px,.8fr) minmax(0,1.2fr)}.article-source-disclosure small{grid-column:1/-1}}@media (max-width:680px){.guide-article .breadcrumbs{min-height:42px;padding-block:.2rem;font-size:.78rem}.guide-article .breadcrumbs a{min-height:34px}.guide-article .guide-article-hero{min-height:0;padding-block:2.35rem 2.6rem}.guide-article .guide-article-hero h1{max-width:100%;font-size:clamp(2.15rem,10vw,2.85rem);line-height:1.04}.guide-article .article-meta{gap:.25rem;display:grid}.article-answer-points,.article-byline,.article-source-disclosure a{grid-template-columns:minmax(0,1fr)}.article-answer-points{gap:1rem}.guide-article-index .page-index-list{gap:0}.guide-article-index .page-index-link{width:100%;min-height:42px;padding-block:.45rem}.guide-article .example-compare>div{grid-template-columns:minmax(0,1fr)}.article-byline>div{border-bottom:1px solid #2f5d5029;padding:.75rem 0}.article-byline>div:last-child{border-bottom:0}.article-source-disclosure small{grid-column:auto}}@media (max-width:390px){.article-answer-copy h2,.guide-article .article-section>h2,.article-faq-heading h2,.article-evidence-heading h2,.guide-article-next h2{overflow-wrap:break-word;-webkit-hyphens:auto;hyphens:auto}}
.editorial-hero-grid{grid-template-columns:minmax(0,1.05fr) minmax(320px,.95fr);align-items:center;gap:clamp(2rem,5vw,5rem);display:grid}.editorial-hero-copy{min-width:0}.editorial-hero-copy>p{max-width:66ch}.editorial-hero-visual{min-width:0;color:var(--brand);background:linear-gradient(145deg, #fffffff0, #f4f0e7eb), var(--surface);border:1px solid #071a3a21;border-radius:28px;box-shadow:0 26px 70px #071a3a1f}.editorial-visual-label{color:#4f5f73;letter-spacing:.035em;text-transform:uppercase;border-bottom:1px solid #071a3a1a;padding:1rem 1.15rem;font-size:.82rem;font-weight:760}.editorial-guide-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem;padding:1rem;display:grid}.editorial-guide-grid>div{background:#ffffffe6;border:1px solid #071a3a1a;border-radius:17px;flex-direction:column;justify-content:flex-end;min-height:128px;padding:1rem;display:flex}.editorial-guide-grid span,.about-process-visual span{color:var(--accent-dark);margin-bottom:auto;font-size:.76rem;font-weight:820}.editorial-guide-grid strong,.about-process-visual strong{font-size:1.05rem}.editorial-guide-grid small{color:var(--muted);margin-top:.15rem}.editorial-flow-visual{grid-template-columns:1fr auto 1fr auto 1fr;align-items:stretch;gap:.55rem;padding:1rem;display:grid}.editorial-flow-card{background:#fff;border:1px solid #071a3a1f;border-radius:18px;flex-direction:column;justify-content:space-between;min-height:172px;padding:1.05rem;display:flex}.editorial-flow-card span,.tool-preview-card>span{color:#5a697b;font-size:.78rem;font-weight:760}.editorial-flow-card strong{font-size:.98rem;line-height:1.35}.editorial-flow-card.is-draft{background:#f7f3eb}.editorial-flow-card.is-checked{background:#edf7f2;border-color:#2564584d}.editorial-flow-arrow{color:var(--accent-dark);align-self:center;font-size:1.15rem;font-weight:900}.application-document-visual{padding:clamp(1.2rem,3vw,2.2rem);position:relative}.application-document-sheet{background:#fff;border:1px solid #071a3a24;border-radius:8px;width:min(100%,410px);margin:0 auto;padding:clamp(1.25rem,3vw,2rem);box-shadow:0 18px 48px #071a3a21}.application-document-heading{border-bottom:2px solid var(--brand);align-items:center;gap:.75rem;padding-bottom:.85rem;display:flex}.application-document-heading>span{background:var(--digital-soft);border-radius:50%;width:38px;height:38px}.application-document-heading div{display:grid}.application-document-heading small{color:var(--muted)}.application-document-subject{margin:1.2rem 0 .9rem;font-weight:820}.application-document-sheet .line,.tool-preview-card>i{background:#dbe2ea;border-radius:999px;height:7px;margin:.55rem 0;display:block}.application-document-sheet .line-long{width:100%}.application-document-sheet .line-medium{width:78%}.application-document-sheet .line-short{width:52%}.application-document-proof{grid-template-columns:repeat(3,1fr);gap:.4rem;margin:1rem 0;display:grid}.application-document-proof span{color:#6f321e;text-align:center;background:#fff1ea;border-radius:7px;padding:.45rem .35rem;font-size:.72rem;font-weight:760}.application-document-note{color:#fff;background:var(--brand);text-align:center;border-radius:12px;width:fit-content;max-width:90%;margin:-.55rem auto 0;padding:.7rem .9rem;font-size:.82rem;font-weight:760}.tools-mosaic-visual{grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem;padding:1rem;display:grid}.tool-preview-card{background:#fff;border:1px solid #071a3a1c;border-radius:18px;flex-direction:column;min-height:145px;padding:1rem;display:flex}.tool-preview-card strong{margin:.55rem 0 auto;font-size:.96rem;line-height:1.3}.tool-preview-card small{color:var(--muted)}.tool-preview-card.is-calculator{color:#fff;background:var(--brand)}.tool-preview-card.is-calculator>span,.tool-preview-card.is-calculator small{color:#ffffffc7}.tool-preview-card.is-calculator strong{font-size:1.9rem}.mini-progress{grid-template-columns:repeat(3,1fr);gap:.3rem;margin-top:1rem;display:grid}.mini-progress b{background:var(--digital);border-radius:999px;height:6px}.about-process-visual{gap:.55rem;padding:1rem;display:grid}.about-process-visual>div{background:#fff;border:1px solid #071a3a1a;border-radius:14px;grid-template-columns:2.2rem 1fr;align-items:center;gap:.7rem;padding:.85rem 1rem;display:grid}.about-process-visual .editorial-flow-arrow{justify-self:center;transform:rotate(90deg)}.home-paths-grid,.manual-cluster-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;display:grid}.home-path-card,.manual-cluster-card{border:1px solid var(--line);background:var(--surface);border-radius:22px;flex-direction:column;align-items:flex-start;min-height:265px;padding:clamp(1.35rem,2.8vw,2rem);display:flex}.home-path-card>span,.manual-cluster-card>span,.card-kicker{color:var(--accent-dark);letter-spacing:.04em;text-transform:uppercase;font-size:.78rem;font-weight:820}.home-path-card h3,.manual-cluster-card h3{margin:.85rem 0 .65rem}.home-path-card p,.manual-cluster-card p{flex:1}.home-path-card a,.manual-cluster-card a{margin-top:1rem;font-weight:820}.home-proof-line{border:1px solid var(--line);background:var(--line);border-radius:20px;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;display:grid;overflow:hidden}.home-proof-line>div{background:#fff;padding:1.2rem 1.35rem}.home-proof-line strong{margin-bottom:.35rem;display:block}.home-proof-line p{margin:0;font-size:.94rem}.quiet-section-heading{max-width:760px;margin-bottom:clamp(1.5rem,3vw,2.5rem)}.quiet-section-heading>span,.section-kicker{color:var(--accent-dark);letter-spacing:.04em;text-transform:uppercase;margin-bottom:.65rem;font-size:.78rem;font-weight:820;display:block}.manual-link-list{gap:.65rem;margin:1.25rem 0 0;padding:0;list-style:none;display:grid}.manual-link-list a{border-bottom:1px solid var(--line);justify-content:space-between;gap:1rem;padding:.75rem 0;font-weight:760;display:flex}.manual-editorial-note{border-top:1px solid var(--line);border-bottom:1px solid var(--line);color:var(--muted);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.75rem 1.5rem;padding:1rem 0;font-size:.92rem;display:flex}.manual-editorial-note strong,.manual-editorial-note a{color:var(--text)}@media (max-width:1100px){.home-paths-grid,.manual-cluster-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:900px){.editorial-hero-grid{grid-template-columns:1fr}.editorial-hero-visual{max-width:680px}}@media (max-width:680px){.home-paths-grid,.manual-cluster-grid{grid-template-columns:1fr}.home-path-card,.manual-cluster-card{min-height:0}.editorial-flow-visual{grid-template-columns:1fr}.editorial-flow-card{min-height:118px}.editorial-flow-arrow{justify-self:center;transform:rotate(90deg)}.home-proof-line{grid-template-columns:1fr}}@media (max-width:440px){.editorial-guide-grid,.tools-mosaic-visual{grid-template-columns:1fr}}
.tool-detail-hero{color:var(--text);background:radial-gradient(circle at 88% 14%,#4c5fd724,#0000 25rem),radial-gradient(circle at 8% 96%,#b55f3a1a,#0000 20rem),linear-gradient(140deg,#fffefc 0%,#f4f6fb 54%,#edf2f9 100%)}.tool-detail-hero-grid{grid-template-columns:minmax(0,1.05fr) minmax(340px,.95fr);align-items:center;gap:clamp(2rem,5vw,4.75rem);display:grid}.tool-detail-copy{min-width:0}.tool-detail-copy>p{max-width:650px}.tool-detail-copy .hero-actions{margin-top:1.55rem}.tool-preview{color:#101b35;background:#f8faff;border:1px solid #0f264e24;border-radius:26px;min-width:0;overflow:hidden;box-shadow:0 28px 70px #11254d29}.tool-preview-bar{color:#263757;letter-spacing:.045em;text-transform:uppercase;background:#eef2fa;border-bottom:1px solid #0f264e1f;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.65rem 1rem;padding:.9rem 1rem;font-size:.76rem;font-weight:850;display:flex}.tool-preview-status{color:#184f45;letter-spacing:.035em;background:#dcefe9;border-radius:999px;align-items:center;min-height:28px;padding:.25rem .55rem;font-size:.68rem;display:inline-flex}.tool-preview-sheet{background:#fff;border:1px solid #0f264e1f;border-radius:18px;margin:clamp(.85rem,2vw,1.25rem);padding:clamp(1rem,2.5vw,1.45rem);box-shadow:0 14px 35px #11254d14}.tool-preview-sheet>strong{margin-top:.65rem;font-size:.86rem;display:block}.tool-preview-sheet>p{color:#34435e;margin:.25rem 0 0;font-size:.84rem;line-height:1.45}.tool-preview-label{color:#3d4fb8;letter-spacing:.07em;text-transform:uppercase;font-size:.68rem;font-weight:900}.tool-preview-user-input{color:#722;background:#fff3f3;border:1px solid #e8b8b8;border-left:4px solid #a33131;border-radius:12px;margin-top:1rem;padding:.75rem .85rem}.tool-preview-user-input span{letter-spacing:.07em;text-transform:uppercase;font-size:.68rem;font-weight:900;display:block}.tool-preview-user-input p{color:#642020;margin:.25rem 0 0;font-size:.81rem;line-height:1.42}.tool-preview-checks{color:#24463f;gap:.35rem;margin-top:.9rem;font-size:.76rem;font-weight:750;display:grid}.tool-preview-compass-grid{gap:.65rem;padding:1rem;display:grid}.tool-preview-compass-grid>div{background:#fff;border:1px solid #0f264e1a;border-radius:14px;grid-template-columns:minmax(115px,.75fr) minmax(130px,1fr);align-items:center;gap:.25rem .8rem;padding:.75rem .8rem;display:grid}.tool-preview-compass-grid strong{font-size:.86rem}.tool-preview-compass-grid small{color:#5c677b;grid-column:2;font-size:.72rem}.tool-preview-category{letter-spacing:.04em;text-transform:uppercase;border-radius:8px;grid-row:1/span 2;justify-self:start;padding:.28rem .5rem;font-size:.64rem;font-weight:900}.tool-preview-category-required{color:#1d5148;background:#e1f1ed}.tool-preview-category-wish{color:#694618;background:#fff0d6}.tool-preview-category-open{color:#6a2630;background:#fbe4e7}.tool-preview-footer{color:#34435e;border-top:1px solid #0f264e1a;padding:.85rem 1rem 1rem;font-size:.76rem;font-weight:750}.tool-primary-section{scroll-margin-top:6rem}.tool-primary-intro{max-width:760px;margin-bottom:clamp(1.5rem,3vw,2.5rem)}.tool-primary-intro h2{max-width:24ch}.tool-primary-intro p{max-width:680px;margin-bottom:0}.tool-outcome-strip{border-block:1px solid var(--line);grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.tool-outcome-strip article{padding:clamp(1.25rem,3vw,2rem)}.tool-outcome-strip article+article{border-left:1px solid var(--line)}.tool-outcome-strip span{color:var(--copper-dark);letter-spacing:.075em;text-transform:uppercase;margin-bottom:.55rem;font-size:.7rem;font-weight:900;display:block}.tool-outcome-strip h2,.tool-outcome-strip h3{margin-bottom:.45rem;font-size:clamp(1.08rem,1rem + .35vw,1.32rem)}.tool-outcome-strip p{margin-bottom:0;font-size:.94rem}.tool-editorial-note{border-left:4px solid var(--copper);color:#445069;background:#f7f4ee;max-width:780px;margin:0 auto;padding:1rem 1.15rem;font-size:.9rem}.tool-secondary-link{color:var(--brand);text-underline-offset:4px;align-self:center;font-weight:800;text-decoration:underline}@media (max-width:900px){.tool-detail-hero-grid{grid-template-columns:1fr}.tool-preview{max-width:640px}}@media (max-width:720px){.tool-outcome-strip{grid-template-columns:1fr}.tool-outcome-strip article+article{border-top:1px solid var(--line);border-left:0}}@media (max-width:480px){.tool-preview-compass-grid>div{grid-template-columns:1fr}.tool-preview-category{grid-row:auto}.tool-preview-compass-grid small{grid-column:1}}.tools-list.tools-list-large{grid-template-columns:repeat(5,minmax(0,1fr))}.catalog-thumbnail-retirement{background:linear-gradient(145deg,#e5efe9,#f6f2e9 64%,#e5eafb)}.catalog-retirement-preview{background:#fffffff0;border:1px solid #071a3a21;border-radius:10px;align-content:center;gap:.45rem;width:min(76%,200px);min-height:112px;padding:1rem;display:grid;position:relative;transform:translateY(8px)rotate(-1deg);box-shadow:0 13px 28px #071a3a24}.catalog-retirement-preview>span{color:#33465f;align-items:center;gap:.42rem;min-height:17px;font-size:.66rem;font-weight:760;display:flex}.catalog-retirement-preview>span:before{content:"";background:#e8f2ee;border:1px solid #8ea39a;border-radius:4px;flex:0 0 13px;width:13px;height:13px}.catalog-retirement-preview>span:first-child:before{content:"✓";color:#fff;background:#3f796b;border-color:#3f796b;place-items:center;font-size:.58rem;display:grid}.catalog-retirement-preview>strong{color:#7a3c27;font-size:.62rem;font-weight:850;position:absolute;bottom:.65rem;right:.7rem}.retirement-page-hero{background:radial-gradient(circle at 89% 16%,#3f796b29,#0000 24rem),radial-gradient(circle at 8% 94%,#b55f3a17,#0000 19rem),linear-gradient(140deg,#fffefb 0%,#f2f7f4 54%,#edf1f8 100%)}.retirement-preview-sheet{background:#fff;border:1px solid #0f264e1f;border-radius:18px;gap:.65rem;margin:clamp(.85rem,2vw,1.25rem);padding:clamp(1rem,2.5vw,1.4rem);display:grid;box-shadow:0 14px 35px #11254d14}.retirement-preview-heading{border-bottom:1px solid var(--line);gap:.2rem;padding-bottom:.7rem;display:grid}.retirement-preview-heading span{color:#3f796b;letter-spacing:.07em;text-transform:uppercase;font-size:.65rem;font-weight:900}.retirement-preview-heading strong{color:var(--brand);font-size:1rem}.retirement-preview-row{color:#394760;background:#f8fafc;border:1px solid #dfe5ec;border-radius:11px;grid-template-columns:28px minmax(0,1fr);align-items:center;gap:.65rem;padding:.62rem .7rem;display:grid}.retirement-preview-row>span{color:#315d53;background:#e2f0eb;border-radius:50%;place-items:center;width:28px;height:28px;font-weight:900;display:grid}.retirement-preview-row div{gap:.1rem;display:grid}.retirement-preview-row strong{color:var(--brand);font-size:.78rem}.retirement-preview-row small{color:#68758a;font-size:.68rem}.retirement-preview-row.is-open>span{color:#71321e;background:#f7e5dd}.retirement-preview-sheet>p{color:#536178;text-align:center;margin:.2rem 0 0;font-size:.7rem;font-weight:740}.retirement-tool-section{background:radial-gradient(circle at 95% 10%,#4c5fd712,#0000 28rem),#f4f6fa;padding:clamp(2rem,4vw,4rem) 0}.retirement-checker{color:var(--text);background:#fff;border:1px solid #0f264e24;border-radius:26px;overflow:hidden;box-shadow:0 24px 64px #11254d21}.retirement-checker-head{border-bottom:1px solid var(--line);background:linear-gradient(130deg,#fff 0%,#f1f7f4 100%);justify-content:space-between;align-items:center;gap:1rem;padding:clamp(1.2rem,3vw,2rem);display:flex}.retirement-checker-head h2{margin:.3rem 0 0;font-size:clamp(1.5rem,2.5vw,2.15rem)}.retirement-checker-head h2:focus-visible{outline:3px solid var(--copper);outline-offset:4px}.retirement-local-badge{color:#245943;white-space:nowrap;background:#e4f1ec;border-radius:999px;align-items:center;min-height:34px;padding:.42rem .72rem;font-size:.72rem;font-weight:850;display:inline-flex}.retirement-steps{background:#fafbfc;grid-template-columns:repeat(4,minmax(0,1fr));margin:0;padding:0 clamp(1.2rem,3vw,2rem);list-style:none;display:grid}.retirement-steps li{color:#69758a;text-align:center;border-bottom:3px solid #0000;justify-content:center;align-items:center;gap:.5rem;min-width:0;min-height:72px;padding:.75rem;font-size:.76rem;font-weight:760;display:flex}.retirement-steps li>span{color:#5d6879;background:#e8ebf0;border-radius:50%;flex:0 0 25px;place-items:center;width:25px;height:25px;font-size:.68rem;display:grid}.retirement-steps li.is-current{color:var(--brand);border-bottom-color:var(--copper)}.retirement-steps li.is-current>span{color:#fff;background:var(--copper)}.retirement-steps li.is-done{color:#315d53}.retirement-steps li.is-done>span{color:#fff;background:#3f796b}.retirement-progress{clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.retirement-errors{color:#642020;background:#fff2f2;border:1px solid #e5a6a6;border-left:5px solid #a33131;border-radius:12px;margin:1.25rem clamp(1.2rem,3vw,2rem) 0;padding:.9rem 1rem}.retirement-errors ul{margin:.45rem 0 0;padding-left:1.25rem}.retirement-step-panel{padding:clamp(1.25rem,3.5vw,2.4rem)}.retirement-scope-options,.retirement-choice-group,.retirement-reference-field{border:0;min-width:0;margin:0;padding:0}.retirement-scope-options>legend,.retirement-choice-group>legend,.retirement-reference-field>legend{color:var(--brand);margin-bottom:.75rem;font-weight:850}.retirement-scope-options{grid-template-columns:repeat(3,minmax(0,1fr));gap:.8rem;display:grid}.retirement-scope-options>legend{grid-column:1/-1;font-size:1.05rem}.retirement-scope-options>label,.retirement-situation-grid>label{border:1px solid var(--line-strong);cursor:pointer;background:#fff;border-radius:14px;align-items:flex-start;gap:.7rem;min-width:0;padding:.9rem;display:flex}:is(.retirement-scope-options>label:has(input:checked),.retirement-situation-grid>label:has(input:checked)){background:#f1f8f5;border-color:#3f796b;box-shadow:inset 0 0 0 1px #3f796b}.retirement-scope-options input,.retirement-situation-grid input,.retirement-choice-group input{accent-color:#3f796b;flex:0 0 20px;width:20px;height:20px;margin:.05rem 0 0}.retirement-scope-options label>span,.retirement-situation-grid label>span{gap:.25rem;min-width:0;display:grid}.retirement-scope-options strong,.retirement-situation-grid strong{color:var(--brand);font-size:.88rem;line-height:1.35}.retirement-scope-options small,.retirement-situation-grid small,.retirement-field small,.retirement-reference-field>small{color:#69758a;font-size:.76rem;line-height:1.45}.retirement-boundary-note{color:#663623;background:#fff2ec;border-left:4px solid #a74626;margin:1rem 0 0;padding:.85rem 1rem;font-size:.86rem;line-height:1.55}.retirement-two-column,.retirement-reference-grid,.retirement-situation-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;margin-top:1.35rem;display:grid}.retirement-choice-group{border:1px solid var(--line);background:#f9fafc;border-radius:14px;padding:1rem}.retirement-choice-group>label{cursor:pointer;align-items:center;gap:.6rem;min-height:42px;padding:.35rem 0;display:flex}.retirement-choice-group label>span{font-size:.86rem;font-weight:700}.retirement-field{gap:.42rem;display:grid}.retirement-field>span,.retirement-reference-field>label{color:var(--brand);font-size:.8rem;font-weight:800}.retirement-date-field{max-width:440px;margin-top:1.35rem}.retirement-field input,.retirement-reference-field select,.retirement-document-status select{border:1px solid var(--line-strong);width:100%;min-height:46px;color:var(--brand);font:inherit;background:#fff;border-radius:10px;padding:.65rem .75rem}.retirement-print-status{color:#4d596e;font-size:.75rem;font-weight:750;display:none}.retirement-field input:focus-visible,.retirement-reference-field select:focus-visible,.retirement-document-status select:focus-visible,.retirement-scope-options input:focus-visible,.retirement-situation-grid input:focus-visible,.retirement-choice-group input:focus-visible,.retirement-reset:focus-visible{outline:3px solid var(--copper);outline-offset:3px}.retirement-intro-note{color:#24463f;background:#edf7f3;border:1px solid #b9d5cb;border-radius:14px;padding:1rem 1.1rem}.retirement-intro-note p{margin:.3rem 0 0;font-size:.88rem}.retirement-reference-field{border:1px solid var(--line);background:#f9fafc;border-radius:14px;gap:.5rem;padding:1rem;display:grid}.retirement-reference-field .retirement-field{margin-top:.25rem}.retirement-step-copy{max-width:760px}.retirement-step-copy h3{margin-bottom:.45rem;font-size:clamp(1.2rem,2vw,1.55rem)}.retirement-step-copy p{margin-bottom:0}.retirement-situation-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.retirement-actions{flex-wrap:wrap;justify-content:space-between;gap:.75rem;margin-top:1.6rem;display:flex}.retirement-actions-end{justify-content:flex-end}.retirement-actions .button{min-height:46px}.retirement-result{padding-top:clamp(1.5rem,3vw,2rem)}.retirement-result-heading{max-width:780px}.retirement-result-heading h3{margin:.35rem 0 .45rem;font-size:clamp(1.55rem,3vw,2.3rem)}.retirement-result-heading p{margin-bottom:0}.retirement-orientation{background:#edf7f3;border:1px solid #b9d5cb;border-radius:14px;margin-top:1.3rem;padding:1rem 1.1rem}.retirement-orientation>span{color:#315d53;letter-spacing:.07em;text-transform:uppercase;font-size:.7rem;font-weight:900;display:block}.retirement-orientation>strong{color:var(--brand);margin-top:.25rem;font-size:1.35rem;display:block}.retirement-orientation p{margin:.35rem 0 0;font-size:.84rem}.retirement-transfer-sheet{border:1px solid var(--line);background:#f9fafc;border-radius:14px;margin-top:1.3rem;padding:1rem 1.1rem}.retirement-transfer-sheet h4,.retirement-checklist-groups h4{color:var(--brand);margin-bottom:.75rem;font-size:1.05rem}.retirement-transfer-sheet dl{border-top:1px solid var(--line);grid-template-columns:repeat(2,minmax(0,1fr));gap:0;margin:0;display:grid}.retirement-transfer-sheet dl>div{border-bottom:1px solid var(--line);min-width:0;padding:.7rem .4rem}.retirement-transfer-sheet dt{color:#6d788b;font-size:.7rem;font-weight:780}.retirement-transfer-sheet dd{overflow-wrap:anywhere;color:var(--brand);margin:.2rem 0 0;font-size:.88rem;font-weight:790}.retirement-checklist-groups{gap:1rem;margin-top:1.3rem;display:grid}.retirement-checklist-groups>section{border:1px solid var(--line);border-radius:14px;padding:1rem 1.1rem}.retirement-checklist-groups ul{border-top:1px solid var(--line);gap:0;margin:0;padding:0;list-style:none;display:grid}.retirement-checklist-groups li{border-bottom:1px solid var(--line);grid-template-columns:minmax(0,1fr) minmax(150px,.25fr);align-items:center;gap:1rem;padding:.8rem 0;display:grid}.retirement-checklist-groups li strong{color:var(--brand);font-size:.88rem}.retirement-checklist-groups li p{color:#5b687d;margin:.2rem 0 0;font-size:.78rem;line-height:1.45}.retirement-document-status{gap:.3rem;display:grid}.retirement-document-status>span{color:#6d788b;letter-spacing:.06em;text-transform:uppercase;font-size:.66rem;font-weight:820}.retirement-document-status select{min-height:40px;padding-block:.45rem;font-size:.78rem}.retirement-source-stamp{color:#69758a;margin:1.2rem 0 0;font-size:.74rem}.retirement-result-next{color:#fff;background:var(--brand);border-radius:14px;justify-content:space-between;align-items:center;gap:1.25rem;margin-top:1.3rem;padding:1rem 1.1rem;display:flex}.retirement-result-next p{color:#ffffffd1;margin:.25rem 0 0;font-size:.84rem}.retirement-result-next .button{border-color:#fff;flex:none}.retirement-reset{color:#7a2d2d;min-height:44px;font:inherit;text-underline-offset:3px;cursor:pointer;background:0 0;border:0;margin-left:auto;padding:.55rem .2rem;font-size:.8rem;font-weight:780;text-decoration:underline}@media (max-width:1180px){.tools-list.tools-list-large,.retirement-situation-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:760px){.retirement-checker-head,.retirement-result-next{flex-direction:column;align-items:flex-start}.retirement-steps{grid-template-columns:repeat(2,minmax(0,1fr))}.retirement-steps li{justify-content:flex-start;min-height:58px}.retirement-scope-options,.retirement-two-column,.retirement-reference-grid,.retirement-situation-grid,.retirement-transfer-sheet dl,.retirement-checklist-groups li{grid-template-columns:1fr}.retirement-result-next .button{width:100%}}@media (max-width:680px){.tools-list.tools-list-large{grid-template-columns:1fr}.retirement-checker{border-radius:18px}.retirement-checker-head,.retirement-step-panel,.retirement-steps{padding-inline:1rem}.retirement-actions{flex-direction:column;align-items:stretch}.retirement-actions .button,.retirement-reset{width:100%;margin-left:0}}@media (prefers-reduced-motion:reduce){.catalog-retirement-preview{transform:translateY(8px)}}@media print{body *{visibility:hidden!important}.retirement-print-area,.retirement-print-area *{visibility:visible!important}.retirement-print-area{color:#111;background:#fff;width:100%;position:absolute;inset:0}.retirement-no-print,.retirement-document-status select{display:none!important}.retirement-checklist-groups li{break-inside:avoid;display:block}.retirement-print-status{display:block}}
.tools-list.tools-list-large{grid-template-columns:repeat(5,minmax(0,1fr))}.catalog-thumbnail-retirement{background:linear-gradient(145deg,#e5efe9,#f6f2e9 64%,#e5eafb)}.catalog-retirement-preview{background:#fffffff0;border:1px solid #071a3a21;border-radius:10px;align-content:center;gap:.45rem;width:min(76%,200px);min-height:112px;padding:1rem;display:grid;position:relative;transform:translateY(8px)rotate(-1deg);box-shadow:0 13px 28px #071a3a24}.catalog-retirement-preview>span{color:#33465f;align-items:center;gap:.42rem;min-height:17px;font-size:.66rem;font-weight:760;display:flex}.catalog-retirement-preview>span:before{content:"";background:#e8f2ee;border:1px solid #8ea39a;border-radius:4px;flex:0 0 13px;width:13px;height:13px}.catalog-retirement-preview>span:first-child:before{content:"✓";color:#fff;background:#3f796b;border-color:#3f796b;place-items:center;font-size:.58rem;display:grid}.catalog-retirement-preview>strong{color:#7a3c27;font-size:.62rem;font-weight:850;position:absolute;bottom:.65rem;right:.7rem}.retirement-page-hero{background:radial-gradient(circle at 89% 16%,#3f796b29,#0000 24rem),radial-gradient(circle at 8% 94%,#b55f3a17,#0000 19rem),linear-gradient(140deg,#fffefb 0%,#f2f7f4 54%,#edf1f8 100%)}.retirement-preview-sheet{background:#fff;border:1px solid #0f264e1f;border-radius:18px;gap:.65rem;margin:clamp(.85rem,2vw,1.25rem);padding:clamp(1rem,2.5vw,1.4rem);display:grid;box-shadow:0 14px 35px #11254d14}.retirement-preview-heading{border-bottom:1px solid var(--line);gap:.2rem;padding-bottom:.7rem;display:grid}.retirement-preview-heading span{color:#3f796b;letter-spacing:.07em;text-transform:uppercase;font-size:.65rem;font-weight:900}.retirement-preview-heading strong{color:var(--brand);font-size:1rem}.retirement-preview-row{color:#394760;background:#f8fafc;border:1px solid #dfe5ec;border-radius:11px;grid-template-columns:28px minmax(0,1fr);align-items:center;gap:.65rem;padding:.62rem .7rem;display:grid}.retirement-preview-row>span{color:#315d53;background:#e2f0eb;border-radius:50%;place-items:center;width:28px;height:28px;font-weight:900;display:grid}.retirement-preview-row div{gap:.1rem;display:grid}.retirement-preview-row strong{color:var(--brand);font-size:.78rem}.retirement-preview-row small{color:#68758a;font-size:.68rem}.retirement-preview-row.is-open>span{color:#71321e;background:#f7e5dd}.retirement-preview-sheet>p{color:#536178;text-align:center;margin:.2rem 0 0;font-size:.7rem;font-weight:740}.retirement-tool-section{background:radial-gradient(circle at 95% 10%,#4c5fd712,#0000 28rem),#f4f6fa;padding:clamp(2rem,4vw,4rem) 0}.retirement-checker{color:var(--text);background:#fff;border:1px solid #0f264e24;border-radius:26px;overflow:hidden;box-shadow:0 24px 64px #11254d21}.retirement-checker-head{border-bottom:1px solid var(--line);background:linear-gradient(130deg,#fff 0%,#f1f7f4 100%);justify-content:space-between;align-items:center;gap:1rem;padding:clamp(1.2rem,3vw,2rem);display:flex}.retirement-checker-head h2{margin:.3rem 0 0;font-size:clamp(1.5rem,2.5vw,2.15rem)}.retirement-checker-head h2:focus-visible{outline:3px solid var(--copper);outline-offset:4px}.retirement-local-badge{color:#245943;white-space:nowrap;background:#e4f1ec;border-radius:999px;align-items:center;min-height:34px;padding:.42rem .72rem;font-size:.72rem;font-weight:850;display:inline-flex}.retirement-steps{background:#fafbfc;grid-template-columns:repeat(4,minmax(0,1fr));margin:0;padding:0 clamp(1.2rem,3vw,2rem);list-style:none;display:grid}.retirement-steps li{color:#69758a;text-align:center;border-bottom:3px solid #0000;justify-content:center;align-items:center;gap:.5rem;min-width:0;min-height:72px;padding:.75rem;font-size:.76rem;font-weight:760;display:flex}.retirement-steps li>span{color:#5d6879;background:#e8ebf0;border-radius:50%;flex:0 0 25px;place-items:center;width:25px;height:25px;font-size:.68rem;display:grid}.retirement-steps li.is-current{color:var(--brand);border-bottom-color:var(--copper)}.retirement-steps li.is-current>span{color:#fff;background:var(--copper)}.retirement-steps li.is-done{color:#315d53}.retirement-steps li.is-done>span{color:#fff;background:#3f796b}.retirement-progress{clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.retirement-errors{color:#642020;background:#fff2f2;border:1px solid #e5a6a6;border-left:5px solid #a33131;border-radius:12px;margin:1.25rem clamp(1.2rem,3vw,2rem) 0;padding:.9rem 1rem}.retirement-errors ul{margin:.45rem 0 0;padding-left:1.25rem}.retirement-step-panel{padding:clamp(1.25rem,3.5vw,2.4rem)}.retirement-pack-preview-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:.8rem;margin-top:1.25rem;display:grid}.retirement-pack-preview-grid article{border:1px solid var(--line);background:linear-gradient(150deg,#fff 0%,#f5f8f6 100%);border-radius:14px;align-content:start;gap:.65rem;min-width:0;padding:1rem;display:grid}.retirement-pack-preview-grid article>span,.retirement-pack-page-number{color:#7a3c27;letter-spacing:.08em;text-transform:uppercase;font-size:.68rem;font-weight:900}.retirement-pack-preview-grid h3{color:var(--brand);margin:0;font-size:.95rem}.retirement-pack-preview-grid p{color:#5b687d;margin:.25rem 0 0;font-size:.78rem;line-height:1.5}.retirement-scope-options,.retirement-choice-group,.retirement-reference-field{border:0;min-width:0;margin:0;padding:0}.retirement-scope-options>legend,.retirement-choice-group>legend,.retirement-reference-field>legend{color:var(--brand);margin-bottom:.75rem;font-weight:850}.retirement-scope-options{grid-template-columns:repeat(3,minmax(0,1fr));gap:.8rem;display:grid}.retirement-scope-options>legend{grid-column:1/-1;font-size:1.05rem}.retirement-scope-options>label,.retirement-situation-grid>label{border:1px solid var(--line-strong);cursor:pointer;background:#fff;border-radius:14px;align-items:flex-start;gap:.7rem;min-width:0;padding:.9rem;display:flex}:is(.retirement-scope-options>label:has(input:checked),.retirement-situation-grid>label:has(input:checked)){background:#f1f8f5;border-color:#3f796b;box-shadow:inset 0 0 0 1px #3f796b}.retirement-scope-options input,.retirement-situation-grid input,.retirement-choice-group input{accent-color:#3f796b;flex:0 0 20px;width:20px;height:20px;margin:.05rem 0 0}.retirement-scope-options label>span,.retirement-situation-grid label>span{gap:.25rem;min-width:0;display:grid}.retirement-scope-options strong,.retirement-situation-grid strong{color:var(--brand);font-size:.88rem;line-height:1.35}.retirement-scope-options small,.retirement-situation-grid small,.retirement-field small,.retirement-reference-field>small{color:#69758a;font-size:.76rem;line-height:1.45}.retirement-boundary-note{color:#663623;background:#fff2ec;border-left:4px solid #a74626;margin:1rem 0 0;padding:.85rem 1rem;font-size:.86rem;line-height:1.55}.retirement-two-column,.retirement-reference-grid,.retirement-situation-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;margin-top:1.35rem;display:grid}.retirement-choice-group{border:1px solid var(--line);background:#f9fafc;border-radius:14px;padding:1rem}.retirement-choice-group>label{cursor:pointer;align-items:center;gap:.6rem;min-height:42px;padding:.35rem 0;display:flex}.retirement-choice-group label>span{font-size:.86rem;font-weight:700}.retirement-field{gap:.42rem;display:grid}.retirement-field>span,.retirement-reference-field>label{color:var(--brand);font-size:.8rem;font-weight:800}.retirement-date-field{max-width:440px;margin-top:1.35rem}.retirement-field input,.retirement-reference-field select,.retirement-document-status select{border:1px solid var(--line-strong);width:100%;min-height:46px;color:var(--brand);font:inherit;background:#fff;border-radius:10px;padding:.65rem .75rem}.retirement-print-status{color:#4d596e;font-size:.75rem;font-weight:750;display:none}.retirement-field input:focus-visible,.retirement-reference-field select:focus-visible,.retirement-document-status select:focus-visible,.retirement-scope-options input:focus-visible,.retirement-situation-grid input:focus-visible,.retirement-choice-group input:focus-visible,.retirement-reset:focus-visible{outline:3px solid var(--copper);outline-offset:3px}.retirement-intro-note{color:#24463f;background:#edf7f3;border:1px solid #b9d5cb;border-radius:14px;padding:1rem 1.1rem}.retirement-intro-note p{margin:.3rem 0 0;font-size:.88rem}.retirement-reference-field{border:1px solid var(--line);background:#f9fafc;border-radius:14px;gap:.5rem;padding:1rem;display:grid}.retirement-reference-field .retirement-field{margin-top:.25rem}.retirement-step-copy{max-width:760px}.retirement-step-copy h3{margin-bottom:.45rem;font-size:clamp(1.2rem,2vw,1.55rem)}.retirement-step-copy p{margin-bottom:0}.retirement-situation-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.retirement-actions{flex-wrap:wrap;justify-content:space-between;gap:.75rem;margin-top:1.6rem;display:flex}.retirement-actions-end{justify-content:flex-end}.retirement-actions .button{min-height:46px}.retirement-result{padding-top:clamp(1.5rem,3vw,2rem)}.retirement-pack-customer>.retirement-checker-head{color:#fff;background:radial-gradient(circle at 88% 0,#b56f4447,#0000 17rem),linear-gradient(135deg,#071a3a 0%,#102a55 100%);border-bottom-color:#ffffff29}.retirement-pack-customer>.retirement-checker-head .eyebrow{color:#e8b98f}.retirement-pack-customer>.retirement-checker-head h2{color:#fff}.retirement-pack-customer>.retirement-checker-head .retirement-local-badge{color:#fff4e3;background:#8a5a0057;border:1px solid #e8b98f6b}.retirement-result-heading{max-width:780px}.retirement-result-heading h3{margin:.35rem 0 .45rem;font-size:clamp(1.55rem,3vw,2.3rem)}.retirement-result-heading p{margin-bottom:0}.retirement-orientation{background:#edf7f3;border:1px solid #b9d5cb;border-radius:14px;margin-top:1.3rem;padding:1rem 1.1rem}.retirement-orientation>span{color:#315d53;letter-spacing:.07em;text-transform:uppercase;font-size:.7rem;font-weight:900;display:block}.retirement-orientation>strong{color:var(--brand);margin-top:.25rem;font-size:1.35rem;display:block}.retirement-orientation p{margin:.35rem 0 0;font-size:.84rem}.retirement-transfer-sheet{border:1px solid var(--line);background:#f9fafc;border-radius:14px;margin-top:1.3rem;padding:1rem 1.1rem}.retirement-print-area{--pack-navy:#071a3a;--pack-navy-soft:#102a55;--pack-cream:#fbf6eb;--pack-cream-strong:#f2e8d7;--pack-amber:#8a5a00;--pack-copper:#a65f3b;--pack-copper-soft:#e8b98f;gap:clamp(1.4rem,3vw,2.2rem);max-width:980px;margin:0 auto;display:grid}.retirement-pack-page{--pack-page-padding:clamp(1.4rem, 4vw, 2.5rem);isolation:isolate;min-height:560px;padding:var(--pack-page-padding);background:linear-gradient(180deg, #ffffffd1, transparent 28%), radial-gradient(circle at 96% 94%, #a65f3b1f, transparent 18rem), var(--pack-cream);border:1px solid #071a3a29;border-radius:24px;flex-direction:column;gap:clamp(1rem,2vw,1.35rem);margin-top:0;display:flex;position:relative;overflow:hidden;box-shadow:0 26px 60px #071a3a21,0 2px 8px #071a3a14}.retirement-pack-page:before{content:"";z-index:-1;border:1px solid #a65f3b33;border-radius:50%;width:235px;height:235px;position:absolute;bottom:-88px;right:-72px;box-shadow:0 0 0 20px #a65f3b0b,0 0 0 44px #071a3a06}.retirement-pack-page:after{content:"";z-index:-1;top:88px;right:var(--pack-page-padding);background:var(--pack-copper);border-radius:999px;width:44px;height:3px;position:absolute}.retirement-pack-document-head{min-height:88px;margin:calc(0px - var(--pack-page-padding)) calc(0px - var(--pack-page-padding)) 0;padding:1rem var(--pack-page-padding);color:#fff;background:radial-gradient(circle at 92% 10%, #a65f3b5c, transparent 14rem), linear-gradient(118deg, var(--pack-navy), var(--pack-navy-soft));justify-content:space-between;align-items:center;gap:1.25rem;display:flex}.retirement-pack-brand{align-items:center;gap:.72rem;min-width:0;display:flex}.retirement-pack-brand-logo{object-fit:contain;filter:brightness(0)invert();flex:0 0 42px;width:42px;height:42px}.retirement-pack-brand>span{gap:.14rem;min-width:0;display:grid}.retirement-pack-brand strong{color:#fff;letter-spacing:-.025em;font-size:1rem;font-weight:850}.retirement-pack-brand small{color:#ffffffad;letter-spacing:.055em;text-transform:uppercase;font-size:.64rem;font-weight:720}.retirement-pack-document-meta{text-align:right;justify-items:end;gap:.35rem;min-width:0;display:grid}.retirement-pack-document-meta>span:last-child{color:#ffffffbd;max-width:390px;font-size:.62rem;font-weight:690;line-height:1.4}.retirement-pack-document-head .retirement-pack-page-number{color:var(--pack-copper-soft);font-size:.7rem}.retirement-pack-page>:not(.retirement-pack-document-head){z-index:1;position:relative}.retirement-pack-page>h3,.retirement-pack-page>h4{color:var(--pack-navy);letter-spacing:-.03em;border-bottom:1px solid #a65f3b57;margin:0;padding-bottom:.75rem}.retirement-pack-page>h3{max-width:680px;font-size:clamp(1.75rem,4vw,2.7rem);line-height:1.08}.retirement-pack-page>h4{font-size:clamp(1.35rem,3vw,2rem);line-height:1.12}.retirement-pack-plan,.retirement-pack-questions{gap:.8rem;margin:0;padding:0;list-style:none;display:grid}.retirement-pack-plan li{background:#ffffff9e;border:1px solid #071a3a1f;border-radius:15px;grid-template-columns:36px minmax(0,1fr);align-items:start;gap:.8rem;padding:.9rem;display:grid;box-shadow:0 5px 16px #071a3a0a}.retirement-pack-plan li>span{color:#fff;background:var(--pack-copper);border-radius:50%;place-items:center;width:36px;height:36px;font-weight:900;display:grid}.retirement-pack-plan strong,.retirement-pack-questions strong,.retirement-pack-official-links strong{color:var(--brand)}.retirement-pack-plan p{color:#5b687d;margin:.25rem 0 0;font-size:.82rem}.retirement-pack-questions li{background:#ffffff94;border:1px solid #071a3a1f;border-radius:13px;gap:.6rem;min-height:76px;padding:.9rem 1rem;display:grid}.retirement-pack-questions li>span{color:#6d788b;font-size:.74rem}.retirement-pack-official-links{background:#fff8e5d6;border:1px solid #8a5a0047;border-radius:14px;gap:.3rem;padding:1rem;display:grid}.retirement-pack-official-links p{color:#4d596e;margin:0;font-size:.78rem}.retirement-pack-footer{color:var(--pack-navy-soft);border-top:2px solid #a65f3b85;margin:auto 0 0;padding-top:.8rem;font-size:.68rem;font-weight:740;line-height:1.5}.retirement-pack-page .retirement-boundary-note{border:1px solid #8a5a003d;border-left:4px solid var(--pack-amber);color:#664313;background:#fff8e5db;border-radius:0 12px 12px 0;margin-top:0}.retirement-transfer-sheet h4,.retirement-checklist-groups h4{color:var(--brand);margin-bottom:.75rem;font-size:1.05rem}.retirement-transfer-sheet dl{background:#ffffff94;border:1px solid #071a3a1f;border-radius:15px;grid-template-columns:repeat(2,minmax(0,1fr));gap:0;margin:0;display:grid;overflow:hidden}.retirement-transfer-sheet dl>div{border-bottom:1px solid #071a3a1a;border-right:1px solid #071a3a1a;min-width:0;padding:.85rem 1rem}.retirement-transfer-sheet dl>div:nth-child(2n){border-right:0}.retirement-transfer-sheet dt{color:#6d788b;font-size:.7rem;font-weight:780}.retirement-transfer-sheet dd{overflow-wrap:anywhere;color:var(--brand);margin:.2rem 0 0;font-size:.88rem;font-weight:790}.retirement-checklist-groups{gap:1rem;margin-top:1.3rem;display:grid}.retirement-checklist-groups>section{background:#ffffff8f;border:1px solid #071a3a1f;border-radius:15px;padding:1rem 1.1rem}.retirement-checklist-groups h5{color:#315d53;margin:0 0 .65rem;font-size:.8rem}.retirement-checklist-groups ul{border-top:1px solid var(--line);gap:0;margin:0;padding:0;list-style:none;display:grid}.retirement-checklist-groups li{border-bottom:1px solid var(--line);grid-template-columns:minmax(0,1fr) minmax(150px,.25fr);align-items:center;gap:1rem;padding:.8rem 0;display:grid}.retirement-checklist-groups li strong{color:var(--brand);font-size:.88rem}.retirement-checklist-groups li p{color:#5b687d;margin:.2rem 0 0;font-size:.78rem;line-height:1.45}.retirement-document-status{gap:.3rem;display:grid}.retirement-document-status>span{color:#6d788b;letter-spacing:.06em;text-transform:uppercase;font-size:.66rem;font-weight:820}.retirement-document-status select{min-height:40px;padding-block:.45rem;font-size:.78rem}.retirement-source-stamp{color:#69758a;margin:1.2rem 0 0;font-size:.74rem}.retirement-commerce-status{background:linear-gradient(135deg,#fffffffa,#eff7f3f5);border:1px solid #0f264e24;border-radius:20px;gap:.9rem;padding:clamp(1.25rem,3vw,2rem);display:grid;box-shadow:0 16px 38px #11254d17}.retirement-commerce-status h2,.retirement-commerce-status p{margin:0}.retirement-commerce-status .button{width:fit-content;margin-top:.25rem}.retirement-purchase-consents{border:1px solid var(--line);border-radius:14px;gap:.75rem;margin:0;padding:1rem;display:grid}.retirement-purchase-consents legend{color:var(--brand);padding:0 .35rem;font-size:.82rem;font-weight:850}.retirement-purchase-consents label{color:#425069;grid-template-columns:20px minmax(0,1fr);align-items:start;gap:.65rem;min-width:0;font-size:.82rem;line-height:1.55;display:grid}.retirement-purchase-consents input{width:18px;height:18px;accent-color:var(--copper);margin:.17rem 0 0}.retirement-purchase-consents a{color:var(--copper-dark);text-underline-offset:3px;font-weight:780}.retirement-result-next{color:#fff;background:var(--brand);border-radius:14px;justify-content:space-between;align-items:center;gap:1.25rem;margin-top:1.3rem;padding:1rem 1.1rem;display:flex}.retirement-result-next p{color:#ffffffd1;margin:.25rem 0 0;font-size:.84rem}.retirement-result-next .button{border-color:#fff;flex:none}.retirement-reset{color:#7a2d2d;min-height:44px;font:inherit;text-underline-offset:3px;cursor:pointer;background:0 0;border:0;margin-left:auto;padding:.55rem .2rem;font-size:.8rem;font-weight:780;text-decoration:underline}@media (max-width:1180px){.tools-list.tools-list-large,.retirement-situation-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.retirement-pack-preview-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}@media (max-width:760px){.retirement-checker-head,.retirement-result-next{flex-direction:column;align-items:flex-start}.retirement-steps{grid-template-columns:repeat(2,minmax(0,1fr))}.retirement-steps li{justify-content:flex-start;min-height:58px}.retirement-scope-options,.retirement-two-column,.retirement-reference-grid,.retirement-situation-grid,.retirement-transfer-sheet dl{grid-template-columns:1fr}.retirement-transfer-sheet dl>div,.retirement-transfer-sheet dl>div:nth-child(2n){border-right:0}.retirement-pack-document-head{flex-direction:column;align-items:flex-start}.retirement-pack-document-meta{text-align:left;justify-items:start}.retirement-checklist-groups li{grid-template-columns:1fr}.retirement-result-next .button,.retirement-commerce-status .button{width:100%}.retirement-pack-preview-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:680px){.tools-list.tools-list-large{grid-template-columns:1fr}.retirement-checker{border-radius:18px}.retirement-checker-head,.retirement-step-panel,.retirement-steps{padding-inline:1rem}.retirement-actions{flex-direction:column;align-items:stretch}.retirement-actions .button,.retirement-reset{width:100%;margin-left:0}.retirement-pack-preview-grid{grid-template-columns:1fr}.retirement-pack-page{--pack-page-padding:1rem;border-radius:17px;min-height:0}}@media (prefers-reduced-motion:reduce){.catalog-retirement-preview{transform:translateY(8px)}}@media print{@page{size:A4;margin:12mm}body *{visibility:hidden!important}.retirement-print-area,.retirement-print-area *{visibility:visible!important}.retirement-print-area{color:#111;-webkit-print-color-adjust:exact;print-color-adjust:exact;background:#fff;width:100%;max-width:none;margin:0;display:block;position:absolute;inset:0}.retirement-pack-page{--pack-page-padding:8mm;min-height:273mm;padding:var(--pack-page-padding);break-after:page;box-shadow:none;background:linear-gradient(180deg, #ffffffd1, transparent 28%), radial-gradient(circle at 96% 94%, #a65f3b1a, transparent 64mm), var(--pack-cream);-webkit-print-color-adjust:exact;print-color-adjust:exact;border:.3mm solid #071a3a29;border-radius:0;margin:0;overflow:visible}.retirement-pack-document-head{-webkit-print-color-adjust:exact;print-color-adjust:exact;min-height:24mm;padding-block:4mm}.retirement-pack-brand-logo{flex-basis:11mm;width:11mm;height:11mm}.retirement-pack-page>h3{font-size:25pt}.retirement-pack-page>h4{font-size:18pt}.retirement-pack-page:last-child{break-after:auto}.retirement-no-print,.retirement-document-status select{display:none!important}.retirement-checklist-groups li{break-inside:avoid;display:block}.retirement-print-status{display:block}}
